Fair to Bad Credit Loans in WYWe Find Lenders Who Lend To Bad Credit Borrowers ![]() Home > How To Apply > Wyoming Last updated January 10th 2021 Commentary is for informational purposes only. See legal disclaimers here.Trouble Getting Approved in Wyoming?It's hard when your credit is bad right? We can help, and in about 10 seconds you're going to see how. Enter your zip and credit score to get started! Wyoming Usury and RegulationsSummary of Wyoming Usury Law(s) / Quote: "Legal: 7% / Contract: As per Wyoming UCC / Judgment: Contract rate or 10% / Corporate: Rate not specific" (WeFindLenders.com endeavors to include the most up to date legal data for Wyoming, but no guarantee or warranty of any kind is expressed or implied as to the accuracy of said data. This data is not intended to be legal advice. For legal help speak with a lawyer in Wyoming, and/or contact the Wyoming State government's division of banking and finance - legal statutes researched by FindLaw.com & American Lawyers Quarterly - see credits) Wyoming Usury Law Information: Legal Maximum Interest Rates: Quote: "Legal interest rate of 7% (40-14-106(e))" Usury Penalties:
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40 of Wyoming Uniform Consumer Credit Codes for latest updates Wyoming Lenders By CityCheyenne WY / Casper WY / Gillette WY / Laramie WY / Rock Springs WY / Sheridan WY / Green River WY / Evanston WY Complaints to: Physical Address: Wyoming Division of Banking / Herschler Building, 3rd Floor West, 122 West 25th Street, Cheyenne, WY 82002 / Phone: 307.777.7797 Fax: 307.777.3555 / Email: wyomingbankingdivision@wyo.gov Wyoming Lender Service Areas MapClick
or tap map image above for interactive version. - - - - - - - - - - - - - - - - - - - - - - - - - - - - - First Cheyenne Federal Credit Union - - - - - - - - - - - - - - - - - - - - - - - - - - - - - First Education FCU - - - - - - - - - - - - - - - - - - - - - - - - - - - - - Wyo Central Federal Credit Union - - - - - - - - - - - - - - - - - - - - - - - - - - - - - WYHY Federal Credit Union - - - - - - - - - - - - - - - - - - - - - - - - - - - - - Greater Wyoming FCU - - - - - - - - - - - - - - - - - - - - - - - - - - - - - Campco Federal Credit Union - - - - - - - - - - - - - - - - - - - - - - - - - - - - - High Mark Federal Credit Union - - - - - - - - - - - - - - - - - - - - - - - - - - - - - Sweetwater Federal Credit Union - - - - - - - - - - - - - - - - - - - - - - - - - - - - - Meridian Trust Federal Credit Union - - - - - - - - - - - - - - - - - - - - - - - - - - - - - Trona Valley Federal Credit Union - - - - - - - - - - - - - - - - - - - - - - - - - - - - - High Peaks Federal Credit - - - - - - - - - - - - - - - - - - - - - - - - - - - - - Bad Credit Loan Form for WyomingBad Credit Loan Example In WyomingRodger got out of the military over eight months ago and found it difficult to find a good paying job. He worked at a number of part time jobs, just to make some money and try to pay the bills. His wife works full time which was a blessing and the entire family including the kids have all cut back on their expenses to try and reduce their expenses. They made a number of mistakes with payments on credit cards and utilities. The result was that his credit report received a number of reports about late payments and missed payments. These reports contributed to a decline in his credit score. Between credit card debt, car loan and personal family loans, Rodger needs a $30k loan to consolidate all of his debt. He would like an eight year term and an interest rate that keeps his payment as low as possible. Rodger is aware that it may be difficult to obtain a loan given his bad credit score. He wants to remind the lenders that he is a veteran who served his country. He worked all kinds of jobs to stay afloat and he now has a job that pays just as well as his military job did when he was enlisted. A huge benefit of this new job is that he also receives health benefits with a low deductible which is a huge issue for him and his family. He needs a $30k loan with an eight year term to consolidate all of his debt into one easy payment per month. A $30000 loan with an eight year term and 3.79% interest rate for Rodger would cost him the following per month: • Loan Amount (principal) = $30000 Rodger left the military earlier than he planned and it took him awhile to find another job. He admits that he made some mistakes financially and now is paying the price with a bad credit rating. He has caught up on all of his payments and is now current on all utilities and loans. This includes what he owes to other family members. He wants to consolidate everything into one loan and fully repay his relatives as well. He has provided documentation showing his military career and documentation showing his salary and benefits for his new job. While he has only been at this job for two weeks, this is a huge change for him and his family. They will be able to afford things again and recover from the financial nightmare that overtook them when he left the military. While he has a bad credit rating, there are programs to help military veterans with loans. Combined with his record of catching up on all payments, it is quite likely that Rodger will find a lender willing to provide him with the funds he needs. This is a large personal loan for Rodger to take on. Both he and his wife will be asked to be registered on this loan making them both liable to repay the loan. If you live in the State of Wyoming and you're struggling to get a loan approval with a bad credit rating we hope our website helps you in some way. Sincerely, Chris Somerset Chris Somerset is the daughter of Lance Somerset who founded the We Find Lenders Pool. She contributes to WeFindLenders.com whenever she's not having fun with her three children and her husband Ron. Debt Consolidation Loans in WYLast 5 debt service loans approved in the State of Wyoming. Source: WFL Lender Pool. Updated Weekly. Principals rounded to the nearest $1000. Relative interest rates listed below in order left to right. $30000 $45000 $40000 $100000 $55000 6.79% 12.12% 8.17% 11.33% 13.54% Wyoming Debt Consolidation ProvidersClick
or tap map image above for interactive version. Wyoming Debt Consolidation - - - - - - - - - - - - - - - -
- - - - - - - - - - - - - Debt Hero Credit Card Consolidation - - - - - - - - - - - - - - - -
- - - - - - - - - - - - - Campco Federal Credit Union - - - - - - - - - - - - - - - -
- - - - - - - - - - - - - High Mark Federal Credit Union - - - - - - - - - - - - - - - -
- - - - - - - - - - - - - River-Rail Community FCU - - - - - - - - - - - - - - - -
- - - - - - - - - - - - - Trona Valley Federal Credit Union - - - - - - - - - - - - - - - -
- - - - - - - - - - - - - Campco Federal Credit Union - - - - - - - - - - - - - - - -
- - - - - - - - - - - - - UniWyo Federal Credit Union - - - - - - - - - - - - - - - -
- - - - - - - - - - - - - Sheridan Community FCU - - - - - - - - - - - - - - - -
- - - - - - - - - - - - - Sunlight Federal Credit Union - - - - - - - - - - - - - - - -
- - - - - - - - - - - - - Reliant Federal Credit Union - - - - - - - - - - - - - - - -
- - - - - - - - - - - - - Families First Federal CU - - - - - - - - - - - - - - - -
- - - - - - - - - - - - - For a debt consolidation loan in Wyoming
there is a list of providers above that range from credit unions, banks,
debt relief companies, and debt settlement comapanies. These are different
services. Most people who visit our site are looking for a strait up unsecured
loan to pay of existing creditors. Some are successful using one of the
providers listed above, and those with poor credit are more successful
submitting a pre-app above using our service directly. If you are not
successful getting approved for an unsecured loan to consolidate debt
then you may have to look into a debt settlement program (A.K.A - debt
relief) Stuart, like many consumers got behind
on his monthly payments on a small personal loan and on two credit cards
that he has in his name. He would like a debt consolidation loan
that he would pay over a period of three years. In total he needs $9000
and he knows that he is going to have a difficult time finding a lender
willing to approve a loan for him. When they lose control of their finances,
they lose their credit score and it ends up costing them even more money
to deal with loans and credit card balances. This is a big warning sign for many lenders.
Even with his good intentions, many lenders will avoid taking a risk with
Stuart in his present financial situation. If you live in the State of Wyoming and
you're trying to get approved for a debt consolidation loan, we hope our
website helps you find a good lender regardless of your credit rating. Andy Somerset Andy
Somerset is the son of Lance Somerset who founded the We
Find Lenders Pool. He writes for WeFindLenders.com whenever he's not
working hard on his degree in finance. Click
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