Fair to Bad Credit Loans in MEWe Find Lenders Who Lend To Bad Credit Borrowers ![]() Home > How To Apply > Maine Last updated January 17th 2021 Commentary is for informational purposes only. See legal disclaimers here.Trouble Getting Approved in Maine?It's hard when your credit is bad right? We can help, and in about 10 seconds you're going to see how. Enter your zip and credit score to get started! Maine Usury and RegulationsSummary of Maine Usury Law(s) / Quote: "Legal: 6% / Contract: No maximum on commercial if in writing / Judgment: 8% up to $30,000 / Corporate: No specific rate" (WeFindLenders.com endeavors to include the most up to date legal data for Maine, but no guarantee or warranty of any kind is expressed or implied as to the accuracy of said data. This data is not intended to be legal advice. For legal help speak with a lawyer in Maine, and/or contact the Maine State government's division of banking and finance - legal statutes researched by FindLaw.com & American Lawyers Quarterly - see credits) Maine Usury Law Information: Maine Statutes Title 9-A Legal Maximum Interest Rates: Quote: "6% unless lending institution and borrower agreed differently" - see Tit. 9-B §432 Usury Penalties:
None Maine Lenders By CityPortland ME / Lewiston ME / Bangor ME / South Portland ME / Biddeford ME / Augusta ME / Saco ME / Waterville ME Complaints to: Or call: 207-624-8551 toll free anywhere in the State Maine @ 877-624-8551 / Physical Address: Department of Professional & Financial Regulation / Office of Securities / 121 State House Station, Augusta, Maine 04333 Maine Lender Service Areas MapClick
or tap map image above for interactive version. - - - - - - - - - - - - - - - - - - - - - - - - - - - - - Bangor FCU - - - - - - - - - - - - - - - - - - - - - - - - - - - - - Acadia FCU - - - - - - - - - - - - - - - - - - - - - - - - - - - - - Maine State Credit Union - - - - - - - - - - - - - - - - - - - - - - - - - - - - - Connected Credit Union - - - - - - - - - - - - - - - - - - - - - - - - - - - - - Capital Area FCU - - - - - - - - - - - - - - - - - - - - - - - - - - - - - Evergreen Credit Union - - - - - - - - - - - - - - - - - - - - - - - - - - - - - Town & Country FCU - - - - - - - - - - - - - - - - - - - - - - - - - - - - - Evergreen Credit Union - - - - - - - - - - - - - - - - - - - - - - - - - - - - - Coast Line Credit Union - - - - - - - - - - - - - - - - - - - - - - - - - - - - - Bad Credit Loan Form for MaineSignature Loan Example In Maine Kevin purchased a used truck a few months ago and
put the entire purchase on his credit card. With such a small amount he is not really saving
much, but he realizes that every little bit counts. The loan can be deposited into his checking account
within several days and he will be able to repay the credit card account. He also did not indicate his income level or what other debts he may have at the moment. Keven will have to update his application before his loan can be approved. If he does have other debts or does not make sufficient
income, his loan application could be in jeopardy even with his average
credit score. Some will not take a credit card payment at all. In special circumstances, they may ask the buyer to absorb the added fees for the credit card charge. In the end Kevin actually paid more for the truck
than he planned if you include the interest costs for the credit card
and later on this loan that he has applied for. Many consumers carry a balance and end up paying much more for whatever they have purchased because of the interest costs, negating any savings from discounts or sale prices they might have received. If you live in the State of Maine and you're struggling to get a loan approval with a bad credit rating we hope our website helps you in some way. Sincerely, Chris Somerset Chris Somerset is the daughter of Lance Somerset who founded the We Find Lenders Pool. She contributes to WeFindLenders.com whenever she's not having fun with her three children and her husband Ron. Debt Consolidation Loans In MELast 5 debt service loans approved in the State of Maine. Source: WFL Lender Pool. Updated Weekly. Principals rounded to the nearest $1000. Relative interest rates listed below in order left to right. $8500 $5500 $6500 $45000 $20000 12.67% 8.34% 13.03% 12.95% 15.17% Debt Consolidation Providers In MEClick
or tap map image above for interactive version. A American Debt Consolidation - - - - - - - - - - - - - - - -
- - - - - - - - - - - - - A American Debt Consolidation - - - - - - - - - - - - - - - -
- - - - - - - - - - - - - Five County Credit Union - - - - - - - - - - - - - - - -
- - - - - - - - - - - - - KV Federal Credit Union - - - - - - - - - - - - - - - -
- - - - - - - - - - - - - New Dimensions FCU - - - - - - - - - - - - - - - -
- - - - - - - - - - - - - cPort Credit Union - - - - - - - - - - - - - - - -
- - - - - - - - - - - - - Five County Credit Union - - - - - - - - - - - - - - - -
- - - - - - - - - - - - - Dirigo Federal Credit Union - - - - - - - - - - - - - - - -
- - - - - - - - - - - - - Midcoast Federal Credit Union - - - - - - - - - - - - - - - -
- - - - - - - - - - - - - Gardiner Federal Credit Union - - - - - - - - - - - - - - - -
- - - - - - - - - - - - - Penobscot County Federal Credit Union - - - - - - - - - - - - - - - -
- - - - - - - - - - - - - Down East Credit Union - - - - - - - - - - - - - - - -
- - - - - - - - - - - - - There are specific laws regarding debt
services in Maine. You must use your own due diligence when you see offers
online (or offline) for consolidation or debt settlement services. If
any company or individual asks you for ANY upfront fees before they approve
a loan, then you must walk away - they're not legitimate. You can use the links on this page on
our fair to bad credit loan page for Maine if you want to learn more about
the laws in Maine regarding debt servicing companies. Make sure you're
fully away of your rights and the laws of Maine before entering into any
kind of loan agreement. Just because they have a fancy office and fancy
leather chairs doesn't mean they're conducting business in accordance
with the legal Statues of Maine. Kerri would like a debt consolidation
loan of $2500 with a two year term so that she can manage her monthly
expenses and not be overly stressed with meeting the payments. She is really looking forward to this
trip and is about as excited as one could be! If you live in the State of Maine and
you're trying to get approved for a debt consolidation loan, we hope our
website helps you find a good lender regardless of your credit rating. Andy Somerset Andy
Somerset is the son of Lance Somerset who founded the We
Find Lenders Pool. He writes for WeFindLenders.com whenever he's not
working hard on his degree in finance. Click
or tap map image above for interactive version. - - - - - - - - - - - - - - - -
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