Fair to Bad Credit Loans in IDWe Find Lenders Who Lend To Bad Credit Borrowers ![]() Home > How To Apply > Idaho Last updated: August 20 2019 Commentary is for informational purposes only. See legal disclaimers here.Trouble Getting Approved in Idaho?It's hard when your credit is bad right? We can help, and in about 10 seconds you're going to see how. Enter your zip and credit score to get started! Idaho Usury and RegulationsSummary of Idaho Usury Law(s) / Quote: "Legal: 12% Contract: Any rate agreed upon / Judgment: 5.625% / Corporate: No specific rate" (WeFindLenders.com endeavors to include the most up to date legal data for Idaho, but no guarantee or warranty of any kind is expressed or implied as to the accuracy of said data. This data is not intended to be legal advice. For legal help speak with a lawyer in Idaho, and/or contact the Idaho State government's division of banking and finance - legal statutes researched by FindLaw.com & American Lawyers Quarterly - see credits) Idaho Usury Law Information: Legal Maximum Interest Rates: Quote: "12% unless express contract (§28-22-104), applicable to:
Usury Penalties:
Quote: "Plaintiff may recover amount of actual injury
(§6-807, 1602) Idaho Lenders By CityBoise ID / Nampa ID / Meridian ID / Idaho Falls ID / Pocatello ID / Caldwell ID / Coeur d'Alene ID / Twin Falls ID / Lewiston ID / Post Falls ID Complaints to: Idaho Department of Finance / Physical Address: 800 Park Blvd., Suite 200, Boise, ID 83712 / Mailing Address: P.O. Box 83720, Boise, ID 83720-0031 / Phone: (208)332-8000 / Toll Free In Idaho Only: 1-888-346-3378 / E-Mail: finance@finance.idaho.gov Idaho Lender Service Areas MapClick
or tap map image above for interactive version. - - - - - - - - - - - - - - - - - - - - - - - - - - - - - Mountain America Credit Union - - - - - - - - - - - - - - - - - - - - - - - - - - - - - Idaho Central Credit Union - - - - - - - - - - - - - - - - - - - - - - - - - - - - - Health Care Idaho Credit Union - - - - - - - - - - - - - - - - - - - - - - - - - - - - - East Idaho Credit Union - - - - - - - - - - - - - - - - - - - - - - - - - - - - - Idaho Central Credit Union - - - - - - - - - - - - - - - - - - - - - - - - - - - - - Mountain America Credit Union - - - - - - - - - - - - - - - - - - - - - - - - - - - - - Connections Credit Union - - - - - - - - - - - - - - - - - - - - - - - - - - - - - Mountain America Credit Union - - - - - - - - - - - - - - - - - - - - - - - - - - - - - Idaho Central Credit Union - - - - - - - - - - - - - - - - - - - - - - - - - - - - - Bad Credit Loan Form for IdahoSignature Loan Example In IdahoKim has her own condo and is very proud that she purchased this condo and is paying for it herself. It is very affordable. She has lived in this condo for the past three years and is now ready to complete a few small renovations. She would like to spend some money on upgrading one
of the bathrooms and buy new appliances. Kim has already picked out
the appliances and is ready to place the order if she can obtain a
loan. She needs a contractor to replace the sink, the toilet and the vanity as well as the light fixtures. The shower will stay as is since she actually likes the tiles that are installed. With a good cleaning they will sparkle like new. She figures that she needs about $4400 to cover the
renovation work as well as the appliances. She has asked for a three
year term to keep her monthly payments as low as she can. She will be approved for a loan without any problems and could probably be approved for a higher loan if she needed one. She has a full time job and makes excellent incomes
as a nurse practitioner working at a local hospital. The sales person indicated that in the following week there was going to be a new sale which would save her an additional 15% on the cost of the appliances. This is great for Kim. She decided to keep the same loan and once she has finished with all of the renovations she will pay anything she has left to the loan. This would have the impact of shortening the term
of the loan repayment. While she does not know of anything at the present time, when you begin removing the vanity and the toilet, there can be additional minor repairs which can drive the cost up. She plans to wait and see what the contractor finds and then make her plans accordingly with respect to the surplus funds she hopes to have from the loan. If you live in the State of Idaho and you're struggling to get a loan approval with a bad credit rating we hope our website helps you in some way. Sincerely, Chris Somerset Chris Somerset is the daughter of Lance Somerset who founded the We Find Lenders Pool. She contributes to WeFindLenders.com whenever she's not having fun with her three children and her husband Ron. Debt Consolidation Loans in IdahoLast 5 debt service loans approved in the State of Idaho. Source: WFL Lender Pool. Updated Weekly. Principals rounded to the nearest $1000. Relative interest rates listed below in order left to right. $8500 $9000 $35000 850000 $20000 7.45% 7.46% 6.65% 14.65% 5.44% Debt Consolidation Providers In IDClick
or tap map image above for interactive version. Debt Reduction Services American Debt Consolidation Clarity Credit Union Cornerstone Credit Union Clarity Credit Union Simplot Employee Credit Union ISU Credit Union Westmark Credit Union ISU Credit Union Mountain America Credit Union SEI Credit Union If you live in Boise, Pocatello, Meridian
(or any other to towns and cities) you may need to consolidate all of
your debt into one loan, with one monthly payment, and hopefully with
a lower rate than the current credit agreements you have in place. We often see people here from Idaho who
need to consolidate payday loans, car loans, personal loans, or even utility
and phone bills. Whatever you do, don't be too hard on yourself if you
are dealing with runaway debt. Don't tell yourself you're a failure or
anything negative. It's just a current money problem you have and something
you can carefully plan to get yourself out of debt. We have links and
information for Idaho residents who need to consolidate their debt. For
instance, if you have a fair credit rating you can consider the list of
Idaho credit unions and banks show above. We have included a map as well
so you can easily find these lending institutions. If your credit rating is bad you can access
the WFL lender pool by using the debt consolidation application form above.
When you do this your application (pre-app) is viewed by lenders in Idaho
AND lenders all across the United States.
Cibele needed a new bedroom set and decided
to make a purchase on the weekend. She placed the order on layaway and
is paying $100 a month towards the purchase. If you live in the State of Idaho and
you're trying to get approved for a debt consolidation loan, we hope our
website helps you find a good lender regardless of your credit rating. Andy Somerset Andy
Somerset is the son of Lance Somerset who founded the We
Find Lenders Pool. He writes for WeFindLenders.com whenever he's not
working hard on his degree in finance. Click
or tap map image above for interactive version. - - - - - - - - - - - - - - - -
- - - - - - - - - - - - - Debt Reduction Services - - - - - - - - - - - - - - - -
- - - - - - - - - - - - - Consumer Credit Management Services - - - - - - - - - - - - - - - -
- - - - - - - - - - - - - 123 Credit & Debt Counseling - - - - - - - - - - - - - - - -
- - - - - - - - - - - - - Advanced Credit Solutions - - - - - - - - - - - - - - - -
- - - - - - - - - - - - - FAQ
/ Privacy
/ Terms /
Contact
/ Site Map About
the WFL Lender Pool / Our
Team Ad
Disclosure / APR
& Fees / Collection ©2021
We Find Lenders Inc. All Rights Reserved |