Fair to Bad Credit Loans in HIWe Find Lenders Who Lend To Bad Credit Borrowers ![]() Home > How To Apply > Hawaii Last updated January 10th 2021 Commentary is for informational purposes only. See legal disclaimers here.Trouble Getting Approved in Hawaii?It's hard when your credit is bad right? We can help, and in about 10 seconds you're going to see how. Enter your zip and credit score to get started! Hawaii Usury and RegulationsSummary of Hawaii Usury Law(s) / Legal: 10% Contract: 1% per month / Judgment: 10% / Corporate: No specific rate (WeFindLenders.com endeavors to include the most up to date legal data for Hawaii, but no guarantee or warranty of any kind is expressed or implied as to the accuracy of said data. This data is not intended to be legal advice. For legal help speak with a lawyer in Hawaii, and/or contact the Hawaii State government's division of banking and finance - legal statutes researched by FindLaw.com & American Lawyers Quarterly - (see credits) Hawaii Usury Law Information: Legal Maximum Interest Rates: Quote: "10% H.R.S. 478-2" Usury Penalties:
Quote: "Creditor may recover principal only; Debtor
recovers costs / Creditor fined up to $250 and/or prison up to 1 year
H.R.S. 478-5, 6" Hawaii Lenders By CityHonolulu HI / Pearl City HI / Mililani HI / Waipahu HI / Kaneohe HI / Ewa Gentry HI / Mililani Mauka HI / Wahiawa HI / Kapolei HI Complaints to: Main Office Information: Division of Financial Institutions, Department of Commerce and Consumer Affairs: King Kalakaua Building, 335 Merchant Street, Room 221, Honolulu, HI 96813 / Phone: (808) 586-2820 / Fax: (808) 586-2818 / Residents In Other Islands Call: Kauai 274-3141, Maui 984-2400, Hawaii (808) 974-4000, Lanai & Molokai 1-800-468-4644 (toll free) Hawaii Lender Service Areas MapClick
or tap map image above for interactive version. - - - - - - - - - - - - - - - - - - - - - - - - - - - - - Oahu Federal Credit Union - - - - - - - - - - - - - - - - - - - - - - - - - - - - - Molokai Community Federal CU - - - - - - - - - - - - - - - - - - - - - - - - - - - - - Maui Federal Credit Union - - - - - - - - - - - - - - - - - - - - - - - - - - - - - HawaiiUSA FCU - - - - - - - - - - - - - - - - - - - - - - - - - - - - - Valley Isle Community FCU - - - - - - - - - - - - - - - - - - - - - - - - - - - - - Hawaii County Employees FCU - - - - - - - - - - - - - - - - - - - - - - - - - - - - - HELCO Federal Credit Union - - - - - - - - - - - - - - - - - - - - - - - - - - - - - Big Island Fed Credit Union - - - - - - - - - - - - - - - - - - - - - - - - - - - - - Bank of Hawaii Hawaii - - - - - - - - - - - - - - - - - - - - - - - - - - - - - Bank of Hawaii - - - - - - - - - - - - - - - - - - - - - - - - - - - - - Bank of Hawaii Safeway - - - - - - - - - - - - - - - - - - - - - - - - - - - - - Bad Credit Loan Form for HawaiiSignature Loan Example In HawaiiGerry’s son goes to a private school in Honolulu and the tuition is due in a few weeks. He also needs repairs to the transmission for his truck and some minor repairs to his wife’s car. All of this adds up to around $11000 and he has applied
for a personal signature loan to help him through this financial period. But Gerry also had to deal with some health issues earlier in the year. He has health insurance but with a $5000 deductible, his savings were quickly depleted. At least he had the money to pay for the medical
costs, but it left him with nothing in the bank to deal with ongoing
expenses or any other emergencies that occur. But sometimes life just throws curve balls at you and you have to deal with them. Although he has applied for signature loan with a four year term, he very much wants to repay the loan in less time than the four years. He really does not like paying the $1460 interest
this loan will cost if he can avoid it. They are great credit risks and as a result he can
obtain a loan with a very competitive interest rate. Gerry uses the truck for odd jobs the he does to earn a little extra income in addition to his regular job. His wife needs her car to get back and forth to work. This loan will help them both earn income and continue to meet their goals for financial independence. The lenders are pretty certain he will repay this loan in less time than the four year contracted term. If you live in the State of Hawaii and you're struggling to get a loan approval with a bad credit rating we hope our website helps you in some way. Sincerely, Chris Somerset Chris Somerset is the daughter of Lance Somerset who founded the We Find Lenders Pool. She contributes to WeFindLenders.com whenever she's not having fun with her three children and her husband Ron. Debt Consolidation Loans in HawaiiLast 5 debt service loans approved in the State of Hawaii. Source: WFL Lender Pool. Updated Weekly. Principals rounded to the nearest $1000. Relative interest rates listed below in order left to right. $70000 $40000 $6500 $50000 $60000 10.24% 12.64% 15.81% 11.40% 9.01% Debt Consolidation Providers In HIClick
or tap map image above for interactive version. Debt Free Hawaii CU Hawaii FCU CU Hawaii FCU Big Island FCU Hawaii Community FCU Valley Isle Community FCU Maui County FCU West Oahu Community FCU Pearl Hawaii FCU Ewa FCU OE FCU If you live on one of the Hawaiian islands
and been up to your ears in debt, you're probably close to being desperate
for a consolidation loan. If you're credit score is damaged it will be
hard to find a bank, credit union, or private lender who will approve
your loan. If you can't get approved for a consolidation
loan with an APR lower than your existing credit card balances or loans
you have, you might have to get your credit rating improved. You can do
this yourself or you can hire a company to help you. It will take some
time, but you should get on it sooner than later.
Vickie’s story is typical of many
consumers. She is struggling to make a living like everyone else, pay
her bills and trying to get ahead in life. Like many consumers she lost her job for
a little while, ran up some debt, got a new job and is trying to pay off
the debt she has. She also owes two months’ rent
to her landlord. He has been kind enough to extend her credit for the
two months, but has told her that if she does not pay her back rent soon,
he will have to start the eviction process to remove her from her apartment.
She is desperate to avoid this step. If she can borrow the $5000, she can
pay the pay day loan off in full, her credit card and most important catch
up on her rent. She is so afraid that she will have to move. In the present economy, it can be really
difficult to keep a job. She works in the service industry, works hard
and has a good reputation within the industry. Unfortunately, many restaurants come and
go because the clientele is always looking for the next great food fad
and business ebbs and flows accordingly. Sounds like a tough life, but then that
is pretty much what most consumers are dealing with. Right now she needs
a loan to help her through this tough patch and with $5000 she feels she
can get her life back in order. She is fully committed to repaying this
debt consolidation loan. If you live in the State of Hawaii and
you're trying to get approved for a debt consolidation loan, we hope our
website helps you find a good lender regardless of your credit rating. Andy Somerset Andy
Somerset is the son of Lance Somerset who founded the We
Find Lenders Pool. He writes for WeFindLenders.com whenever he's not
working hard on his degree in finance. Click
or tap map image above for interactive version. - - - - - - - - - - - - - - - -
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