Fair to Bad Credit Loans in GAWe Find Lenders Who Lend To Bad Credit Borrowers ![]() Home > How To Apply > Georgia Last updated January 10th 2021 Commentary is for informational purposes only. See legal disclaimers here.Trouble Getting Approved in Georgia?It's hard when your credit is bad right? We can help, and in about 10 seconds you're going to see how. Enter your zip and credit score to get started! Georgia Usury and RegulationsSummary of Georgia Usury Law(s) / Quote: "Legal: 7% Contract: 16%; any rate over $3,000 / Judgment:12% / Corporate: No rate specified" (WeFindLenders.com endeavors to include the most up to date legal data for Georgia, but no guarantee or warranty of any kind is expressed or implied as to the accuracy of said data. This data is not intended to be legal advice. For legal help speak with a lawyer in Georgia, and/or contact the Georgia State government's division of banking and finance - legal statutes researched by FindLaw.com & American Lawyers Quarterly - see credits) Georgia Usury Law Information: Legal Maximum Interest Rates:
Quote: "7% per year if rate not specified; over seven
percent per annum must be in writing; max 16% when the principal is
$3K or under; there is no limit on the interest rate if the note is
between $3K and $250K, and needs to be "in simple interest"
in a written loan agreement as per (§7-4-2)" Georgia Lenders By CityAtlanta
GA / Augusta
GA / Columbus GA / Savannah GA / Athens GA / Sandy Springs GA /
Macon GA / Roswell GA / Albany GA Georgia Lender Service Areas MapClick
or tap map image above for interactive version. - - - - - - - - - - - - - - - - - - - - - - - - - - - - - Credit Union of Georgia - - - - - - - - - - - - - - - - - - - - - - - - - - - - - Georgia's Own Credit Union - - - - - - - - - - - - - - - - - - - - - - - - - - - - - First Reliance Federal Credit Union - - - - - - - - - - - - - - - - - - - - - - - - - - - - - Robins Financial Credit Union - - - - - - - - - - - - - - - - - - - - - - - - - - - - - Associated Credit Union - - - - - - - - - - - - - - - - - - - - - - - - - - - - - Augusta Metro FCU - - - - - - - - - - - - - - - - - - - - - - - - - - - - - Greenville Heritage FCU - - - - - - - - - - - - - - - - - - - - - - - - - - - - - MTC Federal Credit Union - - - - - - - - - - - - - - - - - - - - - - - - - - - - - CGR Credit Union - - - - - - - - - - - - - - - - - - - - - - - - - - - - - Midsouth Community Fed Cu - - - - - - - - - - - - - - - - - - - - - - - - - - - - - Artesian City Federal Credit Union - - - - - - - - - - - - - - - - - - - - - - - - - - - - - Navy Federal Credit Union - - - - - - - - - - - - - - - - - - - - - - - - - - - - - Bad Credit Loan Form for GeorgiaSignature Loan In GeorgiaKeven from Augusta would like to be approved for a loan of $8000 for him to use to pay a few bills he has and to complete plans he has for his home. He wants to do a few upgrades that include new floors in the kitchen and bathrooms and fix some plumbing issues which are causing the damage to his floors. The leaks have caused the flooring to lift and he
thinks there is actually mold under one of the bathroom sinks. He lives alone and works at a local garage repairing smell engines such as lawnmowers, boat engines and anything that needs repairs. He is very happy with his life and enjoys chatting
with his many clients, the neighbors and strangers that drop into
the shop. He pays cash for almost everything and has always paid things like taxes, utilities etc. on time. Bottom line is that Kevin does not have a credit score and he works for himself. Although he is obviously good with money, living within his means, he has no record for lenders to rely on to determine how risky it might be to approve a loan for him. A $8000 loan with a four year term and 4.25% interest
rate for Kevin would cost him the following per month: They have done well for themselves and do not pay
any interest expense as a result. He may have to accept a lien on his property in order
to be approved for this loan. Once he has established a credit score
it will be far easier to obtain loans in the future should he want
one. He dislikes owing money to anyone and this loan will bother him a great deal until it is fully repaid. However, he really has no choice, he needs to make these repairs to his home and soon. If you live in the State of Georgia and you're struggling with a bad credit rating we hope our website helps you in some way. Sincerely, Chris Somerset Chris Somerset is the daughter of Lance Somerset who founded the We Find Lenders Pool. She contributes to WeFindLenders.com whenever she's not having fun with her three children and her husband Ron. Debt Consolidation Loans in GeorgiaLast 5 debt service loans approved in the State of Georgia. Source: WFL Lender Pool. Updated Weekly. Principals rounded to the nearest $1000. Relative interest rates listed below in order left to right. $90000 $20000 $30000 $10000 $55000 10.69% 9.42% 10.60% 10.06% 9.13% Debt Consolidation Providers In GAClick
or tap map image above for interactive version. Atlanta Debt Consoldiation Atlanta Debt Consolidation Debt Management Guys A American Debt Consolidation Credit Debt Consolidation A American Debt Consolidation AAA Debt Hoiline A American Debt Consolidation A American Debt Consolidation Sterling Finance Company Decatur Debt Consolidation No matter what at your station of life,
you may find yourself in a high debt with high interest rate situation.
This is financially crippling and it's even more crippling if your credit
score has sunk to rock bottom. And if you don't have any collateral,
a cosigner, home equity, some sort of asset, or family member willing
to give you an easy loan, you're in a really tough spot. If you don't
have a good monthly income, and you're spending habits done change for
the better, you may have to employ a debt relief firm to help you with
a fresh start. Steve from Macon owes a total of almost
$10k to a number of venders, credit cards and even one small loan to his
brother. He really wants to pay them and stay on
good terms with them. They have helped him so much over the last couple
of years and he does not want to ruin his relationship any more than it
already is. They charge a lot of interest and fees
for collection so it is very expensive. At the moment he has not missed any payments
and has not had any reports on his credit account. He wants to keep it that way. A $10000
loan with a five year term and 5.25% interest rate for Steve would cost
him the following per month: He will be able to pay his brother back
and he plans to pay his brother a little bit extra to thank him for helping
him out. He figures it is the least he can do. They need the money too. It is a friend of his and he would like
to avoid any future issues with him. He will also pay off his credit card
debt and avoid paying high interest charges on the unpaid balance. If you live in the State of Georgia and
you're trying to get approved for a debt consolidation loan, we hope our
website helps you find a good lender and a low interest rate. Andy Somerset Andy
Somerset is the son of Lance Somerset who founded the We
Find Lenders Pool. He writes for WeFindLenders.com whenever he's not
working hard on his degree in finance. Click
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