Fair to Bad Credit Loans in CTWe Find Lenders Who Lend To Bad Credit Borrowers ![]() Home > How To Apply > Connecticut Last updated April 11th 2021 Commentary is for informational purposes only. See legal disclaimers here.Trouble Getting Approved in Connecticut?It's hard when your credit is bad right? We can help, and in about 10 seconds you're going to see how. Enter your zip and credit score to get started! CT Usury and RegulationsSummary of Connecticut Usury Law(s) / Quote: "Legal: 8% Contract: 12% / Judgment: 10% / Corporate: Any rate over $10,000" (WeFindLenders.com endeavors to include the most up to date legal data for Connecticut, but no guarantee or warranty of any kind is expressed or implied as to the accuracy of said data. This data is not intended to be legal advice. For legal help speak with a lawyer in Connecticut, and/or contact the Connecticut State government's division of banking and finance - legal statutes researched by FindLaw.com & American Lawyers Quarterly - see credits) Connecticut Usury Law Information: Legal Maximum Interest Rates:
Quote: "12% (§37-4)" Connecticut Lenders By CityBridgeport CT / Stamford CT / Hartford CT / Waterbury CT / Norwalk CT / Danbury CT / New Britain CT / Meriden CT / Complaints to: Connecticut Lender Service Areas MapClick
or tap map image above for interactive version. - - - - - - - - - - - - - - - - - - - - - - - - - - - - - American Eagle FCU - - - - - - - - - - - - - - - - - - - - - - - - - - - - - MembersFirst CT FCU - - - - - - - - - - - - - - - - - - - - - - - - - - - - - Connex Credit Union - - - - - - - - - - - - - - - - - - - - - - - - - - - - - Mutual Security Credit Union - - - - - - - - - - - - - - - - - - - - - - - - - - - - - Bankers' Bank Northeast - - - - - - - - - - - - - - - - - - - - - - - - - - - - - Farmington Bank - - - - - - - - - - - - - - - - - - - - - - - - - - - - - Start Community Bank - - - - - - - - - - - - - - - - - - - - - - - - - - - - - Prime Bank - - - - - - - - - - - - - - - - - - - - - - - - - - - - - Westport National Bank - - - - - - - - - - - - - - - - - - - - - - - - - - - - - Bad Credit Loan Form for ConnecticutSignature Loan Example In ConnecticutPeter from Bridgeport needs a lot of dental work. He has been to his family dentist who is referring him to a specialist to assess him and make a recommendation regarding what work he should have completed. His family dentist feels that he needs a root canal, a tooth extraction and then a bridge to fill the gap where the tooth is being removed. He already knows that this will be expensive. He
has some savings and his medical benefit package will cover some of
this treatment, but he knows he will need to take out a loan to pay
for it. He does not want a surprise when he has had the work
completed and no way to pay for the treatment. He does not like using
credit cards because the cost to carry an unpaid balance is so high. He wants to get this done quickly since he has an
appointment within the next week with the specialist. His credit utilization numbers are in the correct range and his monthly debt load is less than 35% although this loan will put him very close to 35% which is the limit for most lenders. This loan is only $120 per month, however with his
income level and other payments he is still close to the limit that
most lenders look for. If he could see another specialist more quickly he would but his family dentist has made the referral and told him that this specialist does really good work and will treat him well. Peter needs this loan approved asap otherwise he may have to delay treatment which is not something he wants to do. If you live in the State of Connecticut and you're struggling with a bad credit rating we hope our website helps you in some way. Sincerely, Chris Somerset Chris
Somerset is the daughter of Lance Somerset who founded the We
Find Lenders Pool. She contributes to WeFindLenders.com whenever
she's not having fun with her three children and her husband Ron. Debt Consolidation Loans in ConnecticutListed below are the last 5 debt service loans approved in the State of Connecticut. Source: WFL Lender Pool. Updated Weekly. Principals rounded to the nearest $1000. Relative interest rates listed below in order left to right. $55000 $75000 850000 $35000 $80000 9.30% 7.02% 5.29% 7.73% 5.86% Debt Consolidation Providers in CTClick
or tap map image above for interactive version. Credit Card Debt Consolidation Debt Elimination Services LLC A Plus Financial Solutions Credit Card Debt Consolidation Debt Relief Choices Lighthouse Debt Counseling Workers Federal Credit Union FD Community Federal Credit Union Finex Credit Union CT Consolidation Application FormAbout Debt Consolidation Loans In CTIf you're a resident of Connecticut and you've been dealing with high interest debt that's exploded out of control, you may need to consolidate your debt or employ a debt relief company. But you should also look into the possibly of negotiatiating with your creditors directly. They will listent you and they will negotiate, but keep in mind this will hurt your credit rating further. Anytime you pay back creditors in a partial matter you will have to deal with that reality. However, you must remember that having a bad credit rating and really high personal debt isn't a "forever situation" - it's only temporary and you can take action yourself to get yourself on the right path towards financial freedom. You can get a second chance. Connecticut Consolidation ExampleMike and his wife from Stanford live outside of town and of course this means they have no services from the town for things like water and sewage. They have their own well and septic
system that they have to maintain on a regular basis. The current
septic system has been in service for many years and although it is
regularly cleaned out, the existing system has reached the end of
its natural life. They would prefer to borrow the money provided they can obtain a loan with a low enough interest rate. While they are at it they will consolidate a small amount of credit card debt at the same time. They would like to borrow a total
of $15k with a five year term and as low an interest rate they can
obtain. They are prepared to use their property as collateral for
the loan. He needs to get this done fairly soon, since the contractor is scheduled to come next week and begin work. They are using portable toilets and limiting their showers etc. while they wait for the septic system
to be replaced. It is very inconvenient for the family. They are even
using the local gym to take showers as well as neighbors when they
are available. The commitment that is required for a line of credit is that you must pay the accrued interest each month as the minimum monthly payment. He and his wife are giving this some thought; however, they need to make the decision quickly to enable the money to be available to pay the contractor who arrives next week. More to come on this loan application. If you live in the State of Connecticut
and you're trying to get approved for a debt consolidation loan, we
hope our website helps you find a good lender and a low interest rate.
Andy Somerset Andy Somerset is the son of Lance Somerset who founded the We Find Lenders Pool. He writes for WeFindLenders.com whenever he's not working hard on his degree in finance. Credit Counseling Services In CTClick
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