Fair to Bad Credit Loans in ARWe Find Lenders Who Lend To Bad Credit Borrowers ![]() Home > How To Apply > Arkansas Last updated April 11th 2021 Commentary is for informational purposes only. See legal disclaimers here.Trouble Getting Approved in Arkansas?It's hard when your credit is bad right? We can help, and in about 10 seconds you're going to see how. Enter your zip and credit score to get started! Arkansas Usury and RegulationsSummary of Arkansas Usury Law(s) / Quote: "Legal: 6% Contract: 5.5% (consumer rate capped at 17%) / Judgment: judgment rate on contracts is greater of rates provided in contract or 10%. On other judgments rate is lesser of 10% or current contract limit. / Corporate: No specific rate" (WeFindLenders.com endeavors to include the most up to date legal data for Arkansas, but no guarantee or warranty of any kind is expressed or implied as to the accuracy of said data. This data is not intended to be legal advice. For legal help speak with a lawyer in Arkansas, and/or contact the Arkansas State government's division of banking and finance - legal statutes researched by FindLaw.com & American Lawyers Quarterly - see credits) Arkansas Usury Law Snippets Of Interest: The snippets of interest are from the Arkansas Constitution, § 2-3 of Amendment 89 (search "AMEND. 89" to read full content) Snippet 1.) Amendment 89 § 2 Quote: "Loans by Federally Insured Depository Institutions. The maximum lawful rate of interest, discount points, finance charges, or other similar charges that may be charged, taken, received, or reserved from time to time in any loan or financing transaction by or to any federally insured depository institution having its main office in this State shall be the maximum rate of interest that was applicable to federally insured depository institutions under 12 U.S.C. § 1831u effective on March 1, 2009" Snippet 2.) Amendment 89 § 3: Quote: "Other Loans: The maximum lawful rate of interest on loans or contracts not described in Sections 1 and 2 shall not exceed seventeen percent (17%) per annum" Arkansas Lenders By CityLittle Rock AR / Fort Smith AR / Fayetteville AR / Springdale AR / Jonesboro AR / Conway AR / Rogers AR / Pine Bluff AR Complaints to: Arkansas Lender Service Areas MapClick
or tap map image above for interactive version. Are
you one of the lenders listed below? You can contact
us for listing removal. - - - - - - - - - - - - - - - - - - - - - - - - - - - - - UP Arkansas FCU - - - - - - - - - - - - - - - - - - - - - - - - - - - - - Arkansas Superior FCU - - - - - - - - - - - - - - - - - - - - - - - - - - - - - Arkansas Federal Credit Union - - - - - - - - - - - - - - - - - - - - - - - - - - - - - Hope Credit Union - - - - - - - - - - - - - - - - - - - - - - - - - - - - - Mercy Credit Union - - - - - - - - - - - - - - - - - - - - - - - - - - - - - UARK FCU - - - - - - - - - - - - - - - - - - - - - - - - - - - - - Northeast Arkansas FCU - - - - - - - - - - - - - - - - - - - - - - - - - - - - - Lion Federal Credit Unions - - - - - - - - - - - - - - - - - - - - - - - - - - - - - Hope Credit Union - - - - - - - - - - - - - - - - - - - - - - - - - - - - - Bad Credit Loan Form for ArkansasArkansas Signature Loan Example Tony from Pine Bluff and his wife are moving to
a new apartment. They are moving to be closer to work to reduce their
commuting costs. Their plans to move are commendable and if successful
will definitely help improve their lives significantly. Have they considered finding other jobs closer to where they currently live? They apparently do not have any money saved to cover the first month’s rent and last month’s rent. They need to think about setting some funds aside
for emergencies. With their family close by, can they help out with
moving costs and perhaps lower the amount of the loan they are applying
for? If you live in the State of Arkansas and you're struggling to get a loan approval with a bad credit rating we hope our website helps you in some way. Sincerely, Chris Somerset Chris Somerset is the daughter of Lance Somerset who founded the We Find Lenders Pool. She contributes to WeFindLenders.com whenever she's not having fun with her three children and her husband Ron. Debt Consolidation Loans in ArkansasLast 5 debt service loans approved in the State of Arkansas. Source: WFL Lender Pool. Updated Weekly. Principals rounded to the nearest $1000. Relative interest rates listed below in order left to right. $100000 $95000 $14000 $55000 $70000 13.53% 13.55% 5.94% 11.83% 5.60% Debt Consolidation Providers In ARClick
or tap map image above for interactive version. Debt Hero Debt Consolidation Debt Consolidation A American Debt Consolidation A American Debt Consolidation A American Debt Consolidation A American Debt Consolidation Bank of Little Rock Arvest Bank Bank of Arkansas Arkansas Employees Federal CU Some of the debt consolidation providers
listed above and in the map are not based in Arkansas. A American serves
these Arkansas communities, but is not actually based there. It doesn't
mean their service isn't worthy of consideration though. It's important to read all of the documentation
of any loan agreement before you sign the dotted line. Make sure the service
you employ doesn't just end up making your debt problems worse. There
are some companies that don't really help you consolidate your debt and
you should avoid them.
Dorothy
from Little Rock needs a
small debt consolidation loan to combine her credit card debt and a pay
day loan into one low interest loan with one monthly payment. She has two credit cards that she is carrying
a balance of $5000. She did not have enough funds to pay her rent this
past month and went to get a small loan from a local lender to tide her
over until her pay check arrives. She spent too much money over the past
couple of months and suddenly she realized that she did not have enough
money in her checking account to cover the payments that were due let
alone paying the full balance. She had a few issues a few years ago,
however over time they are expunged from your score provided they are
not major issues like bankruptcy. She had applied for more credit cards
than she needed. Every enquiry to a credit score agency generates a negative
impact on your credit score. She has not missed any payments for rent,
utilities or for debts that she has. Dealing with this latest debt cash
flow issue has really scared her and she vows that she will never get
into this situation again. She has two credit cards. On is a traditional
credit card that charges 19% interest on overdue balances. The other is a store credit card and this
card charges a hefty 29% interest on overdue balances. Obviously this
should be the next one to repay on her priority list. Always paying the highest costing debt
first unless there are other personal factors that might dictate otherwise. She wants to pay it off in four years,
however we suggest that she try to repay it more quickly to reduce her
overall interest charges. She also needs to pay more attention to
what she spends and also managing her cash flow to avoid falling into
the same financial debt trap she in now. She would be better off to only use the
traditional credit card and perhaps leave the store based credit card
at home. If you live in the State of Arkansas and
you're trying to get approved for a debt consolidation loan, we hope our
website helps you find a good lender regardless of your credit rating. Andy Somerset Andy
Somerset is the son of Lance Somerset who founded the We
Find Lenders Pool. He writes for WeFindLenders.com whenever he's not
working hard on his degree in finance. Click
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