Fair Credit Lenders in Provo UT
Lenders: contact
us for listing removal.
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Mountain America Credit Union
88 N 500 W Provo
UT 84601 / www.macu.com
801.373.0330
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Freedom Credit Union
3315, 815 Freedom Blvd 200 West
Provo, U / 84604
www.freedomcu.com
801.375.2120
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Utah First Credit Union
310 100 W, Provo
UT 84601 / utahfirst.com
801.320.2600
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Deseret First Credit Union
695 E 800 N, Provo
UT 84606 / www.dfcu.com
801.655.5689
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Utah Community Credit Union
1501 S 40 E Street, Provo
UT 84606 / www.uccu.com
800.453.8188
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Provo Postal Credit Union
345 W 100 S, Provo
UT 84601 / citycentercu.com
801.374.5856
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CUP Federal Credit Union
302 East 1860 South, Provo
UT 84606 / cupcu.com
801.374.1170
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Provo Police and Fire Department CU
250 W Center St Suite 114, Provo
UT 84601 / 801.377.5634
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City Center Credit Union
345 W 100 S, Provo
UT 84601 / citycentercu.com
801.374.5856
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America First Credit Union
1476 Freedom Blvd 200 W Provo
UT 84604 / www.americafirst.com
801.223.3900
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Bad Credit
Loans in Provo UT
Provo UT Lender
Area Map
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map.
Provo UT Loan App
Volume
Top 5 Provo
neighborhood loan app volume
- Carterville
- Downtown Provo Area
- Maeser
- Franklin
- Riverside
Provo Bad Credit Loan Example
Brad is in the market for a new boat. He has his eye
on a 35 foot Rogue cruiser that is for sale.
It is currently moored on lake Mead and he has even taken
it out for a quick run around the lake.
He would like to purchase this boat but must sell his
current one first. At the same time, he wants to consolidate a small amount
of credit card debt so that he has one payment to pay each month in addition
to his rent, utilities and car payment.
He listed his current boat and actually has someone interested
in buying it. If the deal closes, he wants to be able to quickly place
an offer on the cruiser knowing that he already has a loan approved.
This cruiser comes with a trailer and all the bells and
whistles that he wants. This is one of the reasons he is interested in
this particular boat. It is also a good deal and is priced to sell so
he knows it will not stay on the market very long.
In total he needs $40k to pay for the boat he wanted to
purchase, consolidate his credit card debt and assuming that he is able
to sell his current boat for the price he is asking.
He just wants to be approved for a loan, but not actually
receive the proceeds of the loan until he knows that he will be able to
purchase the boat he is looking at.
A $40000 loan with an eight-year term and 7.5% interest
rate for Brad would cost him the following per month:
Loan Amount (principal) = $40000
Interest Rate = 7.5%
Term Length = 8 year
Monthly Payment = $555.35
Total Paid Back = $53314.06
Total Interest = $13314.06
Brad was approved for the loan that he is applied for
and there are currently no interested parties. He is really disappointed,
because he thought he had his current boat sold, however the deal fell
through at the last minute.
His loan approval is for 30 days. If he does not activate
the loan within the 30 days, he will have to reapply for the loan once
he has his boat sold.
So far the cruiser he is interested in is still up for
sale and they have even reduced the price a bit. The deal is better for
him, but he has to sell his current boat before he can proceed.
It is very frustrating for him, but he is taking the best
approach. He really does not want to own two boats. He does not need two
boats, nor can he afford the loan he would need to carry two boats without
a down payment on the new one he wants to purchase.
Brad will just have to be patient until he sells his current
boat. In the mean time he is enjoying the water on lake Meade. He and
his family are out on the water almost every weekend.
If you're living in Provo like Brad, and
need a loan regardless of your credit rating, we may be able to help you
find a willing lender.
Sincerely,
Chris Somerset

Chris
Somerset is a writer for the WFL Project.
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Upgrades Nearest Provo UT
Job/Income Upgrades: Indeed
/ Snag-A-Job
Education Upgrades:
College / University
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Provo
Credit Counseling
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map.
Counselors contact
us for listing removal or info change.
Arrive Credit Repair
Walker Building, 3585 N University
Avenue #350, Provo, UT 84604
801.845.0111
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White Knight Credit
533 1860 S, Provo, UT 84606
+1 866-411-9129
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Federal Resources
FTC
Budget PDF / USA.GOV
Debt Info
Provo Assistance Programs
Food Bank: First Baptist
Church of Provo / Address: 1144 Columbia Lane, Provo, UT 84604 / Phone:
801.374.8489
Hot/Cold Meals: Food
and Care Coalition / Address: 299 East 900 South, Provo, UT 84606 / Phone:
801.373.1825
Shelter In Case of Eviction:
Community Action Services / Address: 815 South Freedom Boulevard #100,
Provo, UT 84601 / Phone: 801.373.8200
Social Assistance Programs:
Utah Department of Workforce Services / Address: 1550 Freedom Boulevard
200 West, Provo, UT 84604 / Phone: 866.435.7414
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Usury Law Governing
Provo UT
Summary of Utah
Usury Law(s) / Legal: 10% /
Contract: Agreed rate / Judgment: Agreed rate / Corporate: No Special
Rate
(read
more on Utah lending laws)
Complaint process for Provo residents:
Utah
Department of Financial Institutions /
Utah
Complaint Process / Utah
Complaint Form (PDF)
Mailing Address: Utah Department of Financial
Institutions / PO Box 146800, Salt Lake City, UT 84114-6800, Phone: 801.538.8830
Fax: 801.538.8894, Email: dfi@utah.gov
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