Fort Worth TX
Fair To Bad Credit Loans
We Find Lenders Who Lend To Bad Credit Borrowers
Home
> How To Apply >
Texas
Lenders > Fort Worth
This page was last updated
December 2021 New! Get our App!
Commentary is for informational purposes only. See legal disclaimers here.
Fair Credit Lenders in Fort Worth TX
Lenders: contact us for listing removal.
- - - - - - - - - - - - - - - - - - - - - - - -
EECU Credit Union
1617 W 7th St, Fort Worth, TX 76102
www.eecu.org
817.882.0800
- - - - - - - - - - - - - - - - - - - - - - - -
First Class American CU
2595 S Polaris Dr, Fort Worth, TX 76137
www.fcacu.org
817.834.9777
- - - - - - - - - - - - - - - - - - - - - - - -
Fort Worth City Credit Union
2309 Montgomery St, Fort Worth, TX 76107
www.fwccu.org
817.732.2803
- - - - - - - - - - - - - - - - - - - - - - - -
Fort Worth Community Credit Union
6720 S Hulen St, Fort Worth, TX 76133
www.ftwccu.org
817.835.5000
- - - - - - - - - - - - - - - - - - - - - - - -
Bank of America Financial Center
500 W 7th St, Fort Worth, TX 76102
www.locators.bankofamerica.com
817.390.6161
- - - - - - - - - - - - - - - - - - - - - - - -
Worthington National Bank
500 Main St, Fort Worth, TX 76102
www.worthingtonbank.com
817.303.1200
- - - - - - - - - - - - - - - - - - - - - - - -
Texas Capital Bank - One City Place
300 Throckmorton St #100
Fort Worth, TX 76102
www.texascapitalbank.com
817.852.4000
- - - - - - - - - - - - - - - - - - - - - - - -
Chase Bank
420 Throckmorton St, Fort Worth, TX 76102
www.locator.chase.com
817.884.4105
- - - - - - - - - - - - - - - - - - - - - - - -
Unity One Credit Union
6701 Burlington Blvd, Fort Worth, TX 76131
www.unityone.org
817.306.3100
- - - - - - - - - - - - - - - - - - - - - - - -
American Airlines Federal Credit Union
4151 Amon Carter Blvd, Fort Worth, TX 76155
www.aacreditunion.org
817.952.4100
- - - - - - - - - - - - - - - - - - - - - - - -
Bad Credit Loan Form for Fort Worth TX
Fort Worth TX Lender Service Area Map
Tap image for larger interactive map.
Lender Lists for Other Texas Cities
Houston TX / San Antonio TX / Dallas TX / Austin TX / El Paso TX
Fort Worth TX 5x5 Loan App Volume
Top 5 Fort Worth neighborhoods for loan application volume in the last 5 months. Source: WFL Lender Pool. Updated Monthly.
Bad Credit Loan in Fort Worth TX
Indy was in the market for a new car. Specifically a Tesla. He had a small business that was flush with cash at the time, but nothing he could access quickly.
His credit rating wasn't all that bad. His score at the time of applying was averaging in between 670-690 depending on if you check with Experian, Transunion, and Equifax.
After deciding on which options he wanted on his Model X, the price came to $96,378.23. So pretty much a $100K. He didn't want to finance it with Tesla, so he was applying with his bank branch.
He thought of buying the car through his company, but his wife convinced him purchase it privately. Unfortunately he was denied a loan from his bank branch, and went on to try a credit union based in Fort Worth. He tried getting approved with a 96 month term length.
He was denied again. The reason he was being denied approval with the bank and the credit union is because of his DTI (debt to income ratio). He thought since he had a positive cash flow from his business he would have no problem getting approved.
But no. So he decided to give us a shot and applied
with our pre-app system.
Below is the request he made as per the information he was willing to
share publicly.
• Loan Amount (principal) = $100,000
• Interest Rate = 5%
• Term Length = 8 years (96 months)
• Monthly Payment = $1265.99
• Total Paid Back = $12,1535.23
• Total Interest = $21,535.23
So there you have it. The magic of interest. A cool $21K profit for the lender he was approved by. But Indy was more than happy to pay that much in interest. As long as he got his vehicle. He would have paid more interest if he had too. He went into this little purchasing adventure with a dangerous activities. He was so emotionally invested in the idea of owing a brand new Model X, that it completely made his decision making process flawed.
He never want to be entertaining the idea of a big purchase with emotion running high. You need to be cold and calculating when purchasing or leasing a car.
Indy gave us permission to mention that he had 3 loan
offers come to his email box. Competition is key to how our service
can work for you.
If you live in Fort Worth TX and
you need a loan regardless of a bad credit rating we hope our website
helps you in some way.
Sincerely,
Lance Somerset
Lance Somerset founded the We Find Lenders Pool. He writes for WFL on rare occasions just for the fun of it, and to stay current with the content on our website. His son Andy and daughter Chris handle most of the research and writing.
- - - - - - - - - - - - - - - - - - - - - - - - - - - - -
Employment & Education Advancement Opportunities in Fort Worth TX
If you live in Fort Worth and you're struggling to make ends meet, you may want to consider these ideas.
Education Advancement: College / University
- - - - - - - - - - - - - - - - - - - - - - - - - - - - -
Credit Counseling In Fort Worth TX
Tap image for larger interactive map.
Fort Worth Credit Repair
7269 Hawkins View Dr, Fort Worth, TX 76132
817.203.8321
- - - - - - - - - - - -
- - - - - - - - - - - -
Best Texas Credit Pros
1508 Barron Ln, Fort Worth, TX 76112
www.besttexascreditpros.com
817.668.7797
- - - - - - - - - - - -
- - - - - - - - - - - -
Certified Credit Counseling
Fort Worth, TX 76102
817.338.9600
- - - - - - - - - - - -
- - - - - - - - - - - -
National Credit Repair
320 E 1st St, Fort Worth, TX 76102
fortworth-creditrepair.net
817.677.0866
-
- - - - - - - - - - - - - - - - - - - - - - -
Federal Resources
FTC Budget PDF / USA.GOV Debt Info
Fort Worth Non-Profit Services
Food Bank: Tarrant Area Food Bank / Address: 2525 Cullen Street, Fort Worth, TX 76107 / Phone: 817.857.7100
Hot/Cold Meals: Beautiful Feet Church / Address: 1709 East Hattie Street, Fort Worth, TX 76104 / Phone: 817.536.0505
Shelter In Case of Eviction: True Worth Place / Address: 1513 East Presidio Street, Fort Worth, TX 76102 / Phone: 817.289.7474
Social Assistance Programs:
Fort Worth Community Action Partners / Address:
4200 South Freeway #2310, Fort Worth, TX 76115 / Phone: 817.392.5780
- - - - - - - - - - - - - - - - - - - - - - - -
Usury and Regs. Governing Fort Worth TX
Usury Law(s) for Fort Worth TX / Legal: 6% Contract: Limit is calculated as per the median (avg.) twenty-six month United States T-Bill amounts times two. However, it can't be lower than eighteen percent or over twenty-four percent. Judgment: calculated as per the fifty-two week T-Bill but never less than five percent or higher than twenty percent. Complete usury law for Texas see §306 and §303 / for Texas residents with bad credit or fair credit who want to submit a loan application
If you believe any Fort Worth Texas
based lender is using predatory lending tactics, you can file a complaint:
Texas Department of Savings and Mortgage and Lending / Physical mailing
address is 2601 N. Lamar, Suite #201, Fort Worth, TX 78705 / Toll free:
1-877-276-5550 / Fax: 512-936-2003 / Online
complaint form / See full
list of ways to file a complaint against a lender in Texas
- - - - - - - - - - - - - - - - - - - - - - - - - - - - -
WFL Loan Product Menu
- Bad credit scores below FICO 650
- 200+ lenders review your pre-application(s)
- Applying does not worsen your credit score
- Interest rates starting as low as 9% (cs)
- Collateral not always required
- Funding between 24 hours and 5 days
- Terms from 6 months to 10 years
- Borrow between $500 and $50,000
- Loans for people with 650+ credit scores
- 500+ lenders can review your application
- Interest rates starting as low as 7% (cs)
- Fast approvals and fast funding
- Line of credit approvals with reasonable APR
- Borrow between $500 and $150,000
- Lenders who provide bad credit consolidation
- Debt settlement or debt relief services
- 300+ lenders can review your application
- Interest rates starting as low as 7% (cs)
- Seamless approval and funding process
- Debt relief counseling available
- Borrow form $5000 - $150,000
Loan Calculator / Estimation Only
Important Information
FAQ / Privacy / Terms / Contact / Site
Map
Disclaimer / Security / FICO
Impact / Credits
About the WFL Lender Pool / Our Team
Ad
Disclosure / APR
& Fees / Collection
Default
Implications / Service
Areas
©2022 We Find Lenders Inc. All Rights Reserved