Corpus Christi TX
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This page was last updated July 2018

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Fair Credit Lenders in Corpus Christi TX

Lenders: contact us for listing removal.

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Texas Bridge Credit Union
3131 Holly Road
Corpus Christi, TX 78415
www.txbcu.com
361.855.4494

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Gulf Coast Federal Credit Union
2633 Rodd Field Road
Corpus Christi, TX 78414
www.ccgcfcu.com
361.980.8203

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Star Credit Union
10429 Leopard Street
Corpus Christi, TX 78410
www.starcu.org
361.242.7827

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Coastal Community Teachers Credit Union
6810 Saratoga Boulevard
Corpus Christi, TX 78414
www.myccatcu.com
361.985.6810

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Corpus Christi Sp Credit Union
1120 N Tancahua Street
Corpus Christi, TX 78401
www.ccspcu.com
361.888.8332

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Charter Bank
10502 Leopard Street
Corpus Christi, TX 78410
www.charterbankcc.com
361.241.7681

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Texas Champion Bank
6124 S Staples Street
Corpus Christi, TX 78413
www.texaschampionbank.com
361.992.9850

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IBC Bank
4622 Everhart Road
Corpus Christi, TX 78411
www.ibc.com
361.903.7265

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American Bank
5033 Saratoga Boulevard
Corpus Christi, TX 78413
www.americanbank.com
361.991.1300

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First Community Bank
5406 Everhart Road
Corpus Christi, TX 78411
www.fcbot.com
361.993.9310

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Bad Credit Form for Corpus Christi TX

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Corpus Christi TX Lender Service Area Map

Lender Lists for Other Texas Cities

Houston TX / San Antonio TX / Dallas TX / Fort Worth TX

Corpus Christi TX 5x5 Loan App Volume

Top 5 Corpus Christi neighborhoods for loan application volume in the last 5 months. Source: WFL Lender Pool. Updated Monthly. See all Texas personal loan volume data.

  1. South Side Corpus Christi
  2. N.A.S
  3. Bay Area
  4. La Molina
  5. North Beach

Car Loan in Corpus Christi TX

Simon has an opportunity to buy his buddies car for a really good deal.

He has been looking for a car for awhile to replace the junk heap he has been driving (his words not ours), so when his friend said he was selling his car Simon jumped at the opportunity.

While Simon would love to purchase this car he must come up with enough money to pay his buddy.

His buddy plans to buy another car and needs the money to help pay for another vehicle.

Simon barely has enough money for a down payment. He is having trouble finding a lender to loan him the money.

They all would like car buyers to have some skin in the game. In other words, invest some of their own money into the car.

This car has been appraised by the lender at $13,500, so Simon is hoping to find someone to lend him $12,000 and he will come up with the remaining $1500 along with the registration fees, license fees and initial insurance coverage.

It is a stretch for Simon but he expects to be able to put together enough money together to make it work. He just needs a lender to help him out.

A $12000 car loan with a six-year term and 7.5% interest rate for Simon would cost him the following per month:

• Loan Amount (principal) = $12000
• Interest Rate = 7.5%
• Term Length = 6 year
• Monthly Payment = $207.48
• Total Paid Back = $14938.66
• Total Interest = $2938.66

Fortunately for Simon, he was able to find a lender willing to loan the money to him.

The car will be used as collateral for the loan. If for some reason, Simon misses a payment he will risk having the car repossessed and sold to cover what is left owing on the car loan.

Unfortunately, cars are repossessed every day because the car owner failed to make the monthly payments. They wake up one morning to find that their car is gone, repossessed by the bank or the lender.

As far as Simon is concerned, he should be ok. He has a steady job and good credit. He has no other debts and should have no problems paying this car loan payment of $207.48 per month.

His buddy was able to take the money he got from Simon and buy another car that he was looking at. In fact, he ended up using the same lender for a car loan as well.

Simon was able to help his buddy in several ways by buying his car and helping him find a lender so that he could upgrade his car to a newer model.

His buddy has a better job and makes several thousand a year more than Simon does.

All cars need maintenance. Simon received a small surprise. He needed to buy new tires and replace the muffler system. Simon was very resourceful and found a set of used tires that fit his car.

He also has a buddy with a hoist so he and his buddy replaced the muffler system themselves. When you can do a lot of work yourself, maintaining a car can be much cheaper than paying a mechanic to do it for you.

If you live in Corpus Christi TX and you need a loan regardless of a bad credit rating we hope our website helps you in some way.

Sincerely,

Lance Somerset

Lance Somerset founded the We Find Lenders Pool. He writes for WFL on rare occasions just for the fun of it, and to stay current with the content on our website. His son Andy and daughter Chris handle most of the research and writing.

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Employment & Education Advancement Opportunities in Corpus Christi TX

If you live in Corpus Christi and you're struggling to make ends meet, you may want to consider these ideas.

Job Upgrade: Indeed / Monster

Education Advancement: College / University

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Credit Counseling In Corpus Christi TX

Freshstart Credit Repair
3833 S Staples St Ste S-102
Corpus Christi, TX 78411
www.toafreshstart.com
877.937.7047

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Strategic Credit Repair Corpus Christi
5262 S Staples St Suite 300
Corpus Christi, TX 78411
www.badcreditrepairsite.com
361.232.5177

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GreenPath Financial Wellness
4444 Corona Dr #125
Corpus Christi, TX 78411
www.greenpath.com
800.333.4357

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L:ive Life Credit Counseling
710 Buffalo St #614
Corpus Christi, TX 78401
www.livelifecreditcounseling.com
361.596.6960

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Usury and Regs. for Corpus Christi TX

Usury Law(s) pertaining to Corpus Christi TX / Legal: 6% Contract: Limit is calculated as per the median (avg.) twenty-six month United States T-Bill amounts times two. However, it can't be lower than eighteen percent or over twenty-four percent. Judgment: calculated as per the fifty-two week T-Bill but never less than five percent or higher than twenty percent. Complete usury law for Texas see §306 and §303 / for Texas residents with bad credit or fair credit who want to submit a loan application

If you believe any Corpus Christi Texas based lender is using predatory lending tactics, you can file a complaint:

Texas Department of Savings and Mortgage and Lending / Physical mailing address is 2601 N. Lamar, Suite #201, Austin, TX 78705 / Toll free: 1-877-276-5550 / Fax: 512-936-2003 / Online complaint form
/ See full list of ways to file a complaint against a lender in Texas

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WFL Loan Product Menu

  • Bad credit scores below FICO 650
  • 200+ lenders review your pre-application(s)
  • Applying does not worsen your credit score
  • Interest rates starting as low as 9% (cs)
  • Collateral not always required
  • Funding between 24 hours and 5 days
  • Terms from 6 months to 10 years
  • Borrow between $500 and $50,000
  • Loans for people with 650+ credit scores
  • 500+ lenders can review your application
  • Interest rates starting as low as 7% (cs)
  • Fast approvals and fast funding
  • Line of credit approvals with reasonable APR
  • Borrow between $500 and $150,000
  • Lenders who provide bad credit consolidation
  • Debt settlement or debt relief services
  • 300+ lenders can review your application
  • Interest rates starting as low as 7% (cs)
  • Seamless approval and funding process
  • Debt relief counseling available
  • Borrow form $5000 - $150,000

 

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