Brownsville TX
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Texas Lenders > Brownsville

This page was last updated November 2018

Commentary is for informational purposes only. See legal disclaimers here.

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Fair Credit Lenders in Brownsville TX

Lenders: contact us for listing removal.

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Valley Federal Credit Union
183 E Price Road
Brownsville, TX 78521
www.vfcu.net
956.546.3108

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Security Service FCU
4345 N Expressway 77/83
Brownsville, TX 78520
www.ssfcu.org
956.350.6173

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Brownsville City Employees FCU
1001 E Elizabeth Street
Brownsville, TX 78520
brownsvillecityfcu.com
956.548.6041

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Navy Army Community Credit Union
2100 Ruben M Torres Sr Boulevard
#255, Brownsville, TX 78526
www.navyarmyccu.com
800.622.3631

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Chase Bank
2300 Boca Chica Boulevard
Brownsville, TX 78521
locator.chase.com
956.982.7606

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Plains Capital Bank
25 E Price Rd, Brownsville, TX 78521
www.plainscapital.com
956.554.7100

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Bank of America Financial Center
2635 Boca Chica Boulevard
Brownsville, TX 78521
locators.bankofamerica.com
956.544.6839

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Chase Bank
1475 E Ruben M Torres Blvd
Brownsville, TX 78520
locator.chase.com
956.548.6901

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Lone Star National Bank
2100 Boca Chica Boulevard
Brownsville, TX 78520
www.lonestarnationalbank.com
956.574.7300

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Security First Credit Union
2455 S Price Road
Brownsville, TX 78521
www.securityfirstcu.com
800.556.0422

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Bad Credit Loan Form for Brownsville TX

Fast Loan Pre-App Method
Accessing Bad Credit Lender Pool (?)

Learn about GAP (Gift Angel Program)

 

Brownsville TX Lender Service Area Map

Brownsville Bad Credit Lenders Map - Initial Static Image

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Lender Lists for Other Texas Cities

Houston TX / San Antonio TX / Dallas TX / Fort Worth TX

Brownsville TX 5x5 Loan App Volume

Top 5 Brownsville neighborhoods for loan application volume in the last 5 months. Source: WFL Lender Pool. Updated Monthly.

  1. El Valle Grande
  2. Rio delsol
  3. West Ebony
  4. Seville
  5. Vermillion

Hotel El Jardin in Brownsville Texas: Source:Youtube

Student Loan in Brownsville TX

Sue is one of the lucky ones. So far she has made it through college on savings and scholar ships, plus working part time at a local restaurant. She is in her last year and needs $9000 to help pay all of her tuition and living expenses.

The last year of college is particularly tough and she is not sure she will be able to work the hours she needs to pay for everything while maintaining her grades at a level that will help her obtain a job when she graduates.

She has done well in the first couple of years with grades that are near the middle of the class. She has achieved this while also working between 20 and 30 hours a week.

For her to obtain marks in the top 10%, she knows that she needs to buckle down and study more. She just cannot do that if she is also working at the same time.

Potential employers will be impressed by her work ethic, however if they never look at her resume because her marks are too low, she knows she will never even get an interview.

With a student loan, some of the financial pressure will be gone and she can reduce her hours at the job so she can study more. She plans to continue working and will make enough money to pay her monthly payment as well as enough to live on from month to month.

The loan will cover tuition and books along with other miscellaneous expenses.

A $9000 loan with a six-year term and 4% interest rate for Sue would cost her the following per month:

• Loan Amount (principal) = $9000
• Interest Rate = 4%
• Term Length = 6 year
• Monthly Payment = $140.81
• Total Paid Back = $10138.08
• Total Interest = $1138.08

Sue has her act together. Not only is she working while going to college, she has a budget and knows exactly what she needs to do to get top marks in her class to give her a better shot in todays tough job market.

When she graduates she will have a student loan to pay off, however compared to many students it will be very small and easily repaid.

With higher marks in her last year she knows she can get the interviews and impress potential employers with her work ethic and common sense approach to finances and work life.

Sue was approved for the student loan she was looking for and was given several options regarding repayment. She could choose from no payments until she graduates or pay on monthly basis immediately.

While it sounds like a good deal to not have any monthly payments while going to school, interest is accumulating and the cost of the loan actually increases a great deal.

Students are better off to work part time like Sue, pay monthly payments immediately and pay less interest costs over the term of the loan.

This approach also builds credit scores and credit history. This type of repayment history demonstrates the ability to meet regular monthly payments and supports future loan applications.


If you live in Brownsville TX and you need a loan regardless of a bad credit rating we hope our website helps you in some way.

Sincerely,

Lance Somerset

Lance Somerset founded the We Find Lenders Pool. He writes for WFL on rare occasions just for the fun of it, and to stay current with the content on our website. His son Andy and daughter Chris handle most of the research and writing.

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Employment & Education Advancement Opportunities in Brownsville TX

If you live in Brownsville and you're struggling to make ends meet, you may want to consider these ideas.

Job Upgrade: Indeed / Monster

Education Advancement: College / University

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Credit Counseling In Brownsville TX

Brownsville Credit Counsellors Map - Initial Static Image

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Easy Solutions for Credit Repair
And Financial Goals
1100 North Expressway
Brownsville, TX 78521
www.easysolutions.com.es
956.621.2772

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Lightning Fast Credit Repair
275 Jose Marti Boulevard A
Brownsville, TX 78526
www.lightningfastcreditrepair.com
956.542.7272

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GreenPath Financial Wellness
3505 Boca Chica Boulevard #205
Brownsville, TX 78521
www.greenpath.com
956.504.3774

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K&S Credit Repair
874 West Price Road Wellington Plaza
Brownsville, TX 78520
956.525.4123

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Federal Resources

FTC Budget PDF / USA.GOV Debt Info

Brownsville Assistance Programs

Food Bank: Our Lady of Good Counsel Church / Address: 1055 Military Road, Brownsville, TX 78520 / Phone: 956.541.8341

Hot/Cold Meals: Good Neighbor Settlement House / Address: 1254 East Tyler Street, Brownsville, TX 78520 / Phone: 956.542.2368

Shelter In Case of Eviction: Bishop Enrique San Pedro Ozanam / Address: 656 North Minnesota Avenue, Brownsville, TX 78521 / Phone: 956.831.6331

Social Assistance Programs: Community Development Corporation of Brownsville / Address: 901 East Levee Street, Brownsville, TX 78520 / Phone: 956.541.4955

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Usury and Regs. for Brownsville TX

Usury Law(s) pertaining to Brownsville TX / Legal: 6% Contract: Limit is calculated as per the median (avg.) twenty-six month United States T-Bill amounts times two. However, it can't be lower than eighteen percent or over twenty-four percent. Judgment: calculated as per the fifty-two week T-Bill but never less than five percent or higher than twenty percent. Complete usury law for Texas see §306 and §303 / for Texas residents with bad credit or fair credit who want to submit a loan application

If you believe any Brownsville Texas based lender is using predatory lending tactics, you can file a complaint:

Texas Department of Savings and Mortgage and Lending / Physical mailing address is 2601 N. Lamar, Suite #201, Austin, TX 78705 / Toll free: 1-877-276-5550 / Fax: 512-936-2003 / Online complaint form
/ See full list of ways to file a complaint against a lender in Texas

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WFL Loan Product Menu

  • Bad credit scores below FICO 650
  • 200+ lenders review your pre-application(s)
  • Applying does not worsen your credit score
  • Interest rates starting as low as 9% (cs)
  • Collateral not always required
  • Funding between 24 hours and 5 days
  • Terms from 6 months to 10 years
  • Borrow between $500 and $50,000
  • Loans for people with 650+ credit scores
  • 500+ lenders can review your application
  • Interest rates starting as low as 7% (cs)
  • Fast approvals and fast funding
  • Line of credit approvals with reasonable APR
  • Borrow between $500 and $150,000
  • Lenders who provide bad credit consolidation
  • Debt settlement or debt relief services
  • 300+ lenders can review your application
  • Interest rates starting as low as 7% (cs)
  • Seamless approval and funding process
  • Debt relief counseling available
  • Borrow form $5000 - $150,000

 

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