Williamsport PA
Fair To Bad Credit Loans

Lenders: contact us for listing removal.  

Horizon Federal Credit Union
1007 E 3rd St Williamsport
PA 17701 - www.horizonfcu.org
570.326.3636

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Wyrope Williamsport FCU
1536 Riverside Dr, Williamsport
PA 17702 - www.wyrope.org
570.323.5188

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West Branch Valley Credit Union
1640 High St, Williamsport
PA 17701 - www.wbvfcu.org
570.323.9407

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Financial 1st FCU
2875 Reach Rd, Williamsport
PA 17701 - financial1fcu.org
570.322.2061

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WAT Federal Credit Union
445 Elmira St, Williamsport
PA 17701 - www.watfedcu.org
570.326.7033

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First National Bank
90 Maynard St, Williamsport
PA 17701 - 570.329.5600
locations.fnb-online.com

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Citizens & Northern Bank
130 Court St, Williamsport
PA 17701 - www.cnbankpa.com
570.601.6000

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M&T Bank
405 River Ave, Williamsport
PA 17701 - locations.mtb.com
570.327.1174

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Citizens & Northern Bank
1510 Dewey Ave, Williamsport
PA 17701 - www.cnbankpa.com
570.323.9305

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Santander Bank
301 Shiffler Ave Williamsport
PA 17701 - 570.327.5127
locations.santanderbank.com

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Bad Credit Loan Form for Williamsport PA

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Williamsport PA Lender Service Area Map

Williamsport 5x5 Loan App Volume

Top 5 Williamsport neighborhoods for loan application volume in the last 5 months. Source: WFL Lender Pool. Updated: Monthly.

1. Grampian/Washington
2. Crick Rats
3. Loyalsock
4. Deckerhood
5. Old Lycoming

Installment Loan in Williamsport PA

Mark is in love with his girlfriend and they want to get married. He does not have a lot of money, but he wants to buy her a nice ring, have a small wedding and go on a honeymoon to the coast.

They both work full time and have been living together for a couple of years. He would like to surprise her in a few days with the ring and the tickets for the trip.

They have one credit card account and no other debts. She looks after the money in their little family so he cannot just buy the ring and charge it to his credit card.

She would receive an email alert that there was a large expense charged to their credit card immediately and that would be the end of the surprise! He does not have another credit card.

His future wife has been really good for him and has turned his life around, helped him get out of debt and forced him to save for their future together.

While they really cannot afford to spend this kind of money right now, Mark would really like to spring this surprise on his future wife.

A $4200 loan with a six year term and 6.2% interest rate for Mark would cost him the following per month:

• Loan Amount (principal) = $4200
• Interest Rate = 6.2%
• Term Length = 6 year
• Monthly Payment = $70.00
• Total Paid Back = $5040.24
• Total Interest = $840.24

While Mark has improved his finances in the last year, he is still dealing with a bad credit rating. His credit score dropped because he was late paying his bills for utilities and for his credit card payment.

Fortunately, there is no other debt and except for these events that are now over a year old, his credit score is beginning to improve.

Many consumers do not realize that various reports to the credit review agencies will stay on your report for at least two years and sometimes longer depending on the issue. It can take a long time for credit scores to improve.

Mark is also a little worried that his girlfriend will be upset with him for spending this money without talking it over with her first. Of course it would not be a surprise if he did.

This is a big deal for them and he would really like to make this time in their life special.

The lenders in this situation really would like to help Mark out with this installment loan. Although the monthly payments are quite low with a longer term of 6 years, they would prefer something much shorter for this type of loan.

A shorter term is going to increase the monthly payment which Mark will have to consider. He is naturally concerned about taking on a loan that will limit their plans with regards to buying a home in a couple of years.

Mark is really in a difficult situation. Although he does not have the money to pay for the ring and the trip, he really wants to propose and do it right. There will be more to this story before he makes a decision.

If you live in the Williamsport PA and you need a loan regardless of a bad credit rating we hope our web site helps you in some way.

Sincerely,

Andy Somerset

Andy Somerset is the son of Lance Somerset who founded the We Find Lenders Pool. He writes for WeFindLenders.com whenever he's not working hard on his degree in finance.

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Employment & Education Advancement Opportunities in Williamsport PA

If your living in Williamsport PA, and dealing with financial issues, consider advancing your education and/or finding a higher paying job.

Job Upgrade: Indeed / Monster

Education Advancement: Penn College / Lycoming College

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WFL Loan Product Menu

• Bad credit scores below FICO 650
• 200+ lenders review your pre-application(s)
• Applying does not worsen your credit score
• Interest rates starting as low as 9% (cs)
• Collateral not always required
• Funding between 24 hours and 5 days
• Terms from 6 months to 10 years
• Borrow between $500 and $50,000

• Loans for people with 650+ credit scores
• 500+ lenders can review your application
• Interest rates starting as low as 7% (cs)
• Fast approvals and fast funding
• Line of credit approvals with reasonable APR
• Borrow between $500 and $150,000

• Lenders who provide bad credit consolidation
• Debt settlement or debt relief services
• 300+ lenders can review your application
• Interest rates starting as low as 7% (cs)
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• Debt relief counseling available
• Borrow form $5000 - $150,000

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