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Pennsylvania Lenders > Pittsburgh

This page was last updated September 2018

Commentary is for informational purposes only. See legal disclaimers here.

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Fair Credit Lenders in Pittsburgh

Lenders: contact us for listing removal.  

Greater Pittsburgh Federal Credit Union
4415 Fifth Ave, Pittsburgh, PA 15213
www.greaterpittsburghfcu.org
412.621.6800

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Allegent Community Federal Credit Union
1001 Liberty Ave Suite 100, Pittsburgh, PA 15222
www.allegentfcu.org
412.642.2875
8.30AM - 4PM Mon
9AM - 4PM Tue
8.30AM - 4PM Wed - Fri
Closed Weekends


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Riverset Credit Union
53 S 10th St, Pittsburgh, PA 15203
www.riverset.com
412.488.2525
9AM - 4:30PM Mon - Thu
9AM - 5PM Fri
Closed Weekends

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First National Bank
100 Federal St, Pittsburgh, PA 15212
locationsfnb.online.com
412.359.2627
9AM - 5PM Mon, Wed, Thu
9AM - 7PM Tue
9AM -5:30PM Fri
Closed Weekends

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Greater Pittsburgh Police Credit Union
1338 Chartiers Ave, Pittsburgh, PA 15220
www.pittsburghpolicefcu.com
412.922.4800
8AM – 4PM Mon - Wed
8AM –5PM Thu
8AM - 3PM Fri
Closed Weekends


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Sun Federal Credit Union
6301 Oxford Ave D, Pittsburgh, PA 19111
sunfederalcu.org
800.786.0945
8AM–4:30 PM Mon - Thu
8AM–5:30 PM Fri
Closed Weekends


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Pittsburgh Federal Credit Union
929 Snyder Ave, Pittsburgh, PA 19148
www.pfcu.com
215.934.3500
8AM–5PM Mon - Wed
8AM–6PM Thu
8AM–7PM Fri
9AM–2PM Sat
Closed Sunday


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Huntington Bank
600 E Ohio St, Pittsburgh, PA 15212
www.huntington.com
412.231.4300
8:30AM–4PM Mon - Fri
Closed Weekends
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Bad Credit Loan Form for Pittsburgh PA

Fast Loan Pre-App Method
Accessing Bad Credit Lender Pool (?)

Learn about GAP (Gift Angel Program)

 

Pittsburgh PA Lender Service Area Map

Pittsburgh Bad Credit Lenders Map - Initial Static Image

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Pittsburgh 5x5 Loan App Volume

Top 5 Pittsburgh neighborhoods for loan application volume in the last 5 months. Source: WFL Lender Pool. Updated: Monthly.

  1. Highland Park
  2. Central Oakland
  3. Carrick
  4. Brighton Heights
  5. Greenfield

Fort Duquesne Bridge in Pittsburgh PA: Licensing/Credit

Consolidation Loan in Pittsburgh

Cindy was in urgent need of a consolidation loan. She owed money on several credit cards, a payday loan and money to her parents. She had lost her job and was borrowing money anywhere she could to stay a float. She went through a bad stretch when she lost her job and it took her awhile to find another one.

She needed a total of $8000 and needed it this week. Her payday loan is due and she is paying high interest payments on the payday loan and the credit card balances. The fees on payday loans are enormous and if you miss a payment, the penalties are huge. Fortunately her parents are not charging any interest on what she owes them and they do not seem to be concerned about when she repays them either.

Her life is improving. She got another job last week and her first pay check is the week after next. In the mean time she wants to limit her interest expense and repay her parents. She wants to show her parents that she can survive on her own. She can be really independent even though they would help her out with the total loan. We are not sure if she has even told them how much she is in debt.

If she borrows $8000 over 3 years at 8%, her my monthly payments and interest costs will be:

Loan Amount (principal) = $8000
Interest Rate = 8%
Term Length = 3 year
Monthly Payment = $250.69
Total Paid Back = $9024.87
Total Interest = $1024.87

Cindy was approved for her loan. She promptly paid all of her debts including her parents. She is proud of being independent and also being able to negotiate a loan. She has made her first monthly payment and hopes to repay the loan she in less time than the three-year term she was approved for.

From a purely financial perspective, Cindy would have been better off to borrow less money and not repay her parents since that loan is interest free and there is no pressure for her to repay them. We understand that many people want to make their own way in life and not have to depend on their parents.

The interest cost shown above is for the total loan assuming that she will repay the loan over the three-year period. If she repays the loan in less time than the three years, which it appears that she will, the total interest costs for the loan will decline accordingly. Borrowing money at lower interest rates is a great way to save money compared to credit card interest and the charges that are added in on payday loans.

Her job is going well and she can focus on her job and life now that she does not need to worry about her finances. Cindy is much more relaxed now and you can see the change in her attitude. Her positive outlook is being recognized at work as well. She was made permanent last week on her job and given a small raise. Life is good for Cindy!

If you live in the Pittsburgh PA and you need a loan regardless of a bad credit rating we hope our web site helps you in some way.

Sincerely,

Andy Somerset

Andy Somerset is the son of Lance Somerset who founded the We Find Lenders Pool. He writes for WeFindLenders.com whenever he's not working hard on his degree in finance.

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Employment & Education Advancement Opportunities in Pittsburgh PA

If you live in Pittsburgh and you're struggling with making ends meet, you may consider advancing your education and/or finding a higher paying job. We've provided some links here to help with that.

Job Upgrade: Indeed / Monster

Education Advancement: College / University

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Credit Counseling In Pittsburgh PA

Pittsburgh Credit Counsellors Map - Initial Static Image

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Credit Management Company
2121 Noblestown Rd # 300, Pittsburgh, PA 15205
www.creditmanagement.company.com
412.937.0900

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Superior Credit Repair
322 N Shore Dr Building 1B STE 200.237
Pittsburgh, PA 15212
superiorcreditrepaironline.com
888.715.2400

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Credit Repair Pittsburgh
400 Smithfield St, Pittsburgh, PA 15222
412.346.6875

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Advantage Credit Counseling Service
2403 Sidney St Suite 400, Pittsburgh, PA 15203
www.advantageccs.org
866.699.2227

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Federal Resources

FTC Budget PDF / USA.GOV Debt Info

Pittsburgh Assistance Programs

Food Bank: Squirrel Hill Community Food Pantry / Address: 828 Hazelwood Avenue, Pittsburgh, PA 15217 / Phone: 412.421.2708

Hot/Cold Meals: Jubilee Kitchen / Address: 2005 Wyandotte Street, Pittsburgh, PA 15219 / Phone: 412.261.5417

Shelter In Case of Eviction: Light of Life Rescue Mission / Address: 913 Western Avenue, Pittsburgh, PA 15233 / Phone: 412.258.6100

Social Assistance Programs: Public Welfare Department / Address: 610 Wood Street, Pittsburgh, PA 15222 / Phone: 412.565.2652

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Usury and Regs. Governing Pittsburgh

Pennsylvania State's official website for consumer lending laws.

Summary of Pennsylvania State Usury Law (that Pittsburgh lenders must adhere to) / Legal: 6% to $50,000 Contract: 6.5% / Judgment: 6% / Corporate: No specific rate / to learn how you can file a complaint, and/or learn more about the legal code(s) and laws pertaining to consumer financial services in the State of Pennsylvania go here.

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WFL Loan Product Menu

  • Bad credit scores below FICO 650
  • 200+ lenders review your pre-application(s)
  • Applying does not worsen your credit score
  • Interest rates starting as low as 9% (cs)
  • Collateral not always required
  • Funding between 24 hours and 5 days
  • Terms from 6 months to 10 years
  • Borrow between $500 and $50,000
  • Loans for people with 650+ credit scores
  • 500+ lenders can review your application
  • Interest rates starting as low as 7% (cs)
  • Fast approvals and fast funding
  • Line of credit approvals with reasonable APR
  • Borrow between $500 and $150,000
  • Lenders who provide bad credit consolidation
  • Debt settlement or debt relief services
  • 300+ lenders can review your application
  • Interest rates starting as low as 7% (cs)
  • Seamless approval and funding process
  • Debt relief counseling available
  • Borrow form $5000 - $150,000

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