Allentown PA
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Pennsylvania Lenders > Allentown

This page was last updated July 2018

Commentary is for informational purposes only. See legal disclaimers here.

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Fair Credit Lenders in Allentown

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First Commonwealth FCU
450 Union Blvd Allentown
PA 18109 - www.firstcomcu.org
610.821.2403

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First Commonwealth FCU
7627 Tilghman St, Allentown
PA 18106 - 610.821.2403
www.firstcomcu.org

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First Class FCU
510 Business Park Ln, Allentown
PA 18109 - www.firstclass.org
610.439.4102

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People First FCU
2141 Downyflake Ln, Allentown
PA 18103 - 610.797.7440
www.peoplefirstcu.org

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GOLD Credit Union
4703 Hamilton Blvd, Allentown
PA 18103 - www.goldcu.org
484.223.4200

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Embassy Bank Lehigh Valley
4148 Tilghman St, Allentown
PA 18104 - 484.223.1782
www.embassybank.com

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TD Bank
1828 W Tilghman Street
Allentown, PA 18104
www.tdbank.com
610.439.1360

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Wells Fargo Bank
702 Hamilton St, Allentown
PA 18101 - 610.782.2910
www.wellsfargo.com

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Santander Bank
1415 Lehigh St, Allentown
PA 18103 - 610.797.6738
locations.santanderbank.com

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Wells Fargo Bank
506 N 19th Street Allentown
PA 18104 - 610.439.4292
www.wellsfargo.com


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Bad Credit Loan Form for Allentown PA

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Allentown PA Lender Service Area Map

Allentown 5x5 Loan App Volume

Top 5 Allentown neighborhoods for loan application volume in the last 5 months. Source: WFL Lender Pool. Updated: Monthly.

  1. Mosser Village
  2. Franklin Park
  3. Jordan Heights
  4. East Allentown
  5. South Poplar

Signature Loan in Allentown PA

Peter loves Harleys and he has a chance to buy one that needs some TLC, but is in quite good shape otherwise. This will be his third and his wife is getting a little frustrated with him.

She would rather he spent money on the house or perhaps a descent car to drive. She has only ridden with him one time and that was more than enough. She knows he loves the feel of riding his bike and if he could he would have more.

They do not have much debt. They try to use their credit cards sparingly and when they do they pay the balance on the due date to avoid paying any interest.

He just finished paying off the last loan for the previous Harley he had purchased. He needs this loan to allow him to purchase this one or he must sell one of his bikes.

He knows that he is on thin ice with his wife. She would like him to sell the two he now owns and never get another.

If he can be approved for this small loan, he will put another $4k to $5k into repairs, bringing it back to almost new condition. Once it is repaired, he feels that it will be worth as much as $20k, so it is a really good investment.

Will his wife allow him to buy this latest motorcycle?

A $8500 loan with an four year term and 9.4% interest rate for Peter would cost him the following per month:

• Loan Amount (principal) = $8500
• Interest Rate = 9.4%
• Term Length = 4 year
• Monthly Payment = $213.14
• Total Paid Back = $10230.77
• Total Interest = $1730.77

Well it seems that Peters wife rules the roost. He had to agree that he would sell one of his motorcycles if he is going to purchase this latest one.

He loves repairing and fixing bikes in his spare time, but he knows there has to be limits. She clearly indicated that having three motorcycles sitting around was three too many and tying up too much cash.

He found it difficult to argue with her when they need other things for the house and the family. After all he can only ride one at a time and he is not rich enough that he can afford to be a collector yet.

He will still need the loan for a short time until he sells one of his other motorcycles. As soon as he is able to sell one of the machines, he will repay the loan and reduce his interest costs.

He may decide to only pay a portion of the loan and use the remainder of the cash to help pay for the parts that is going to need for repairs.

Until he has this latest acquisition in his shop it is difficult to tell just how much he will have to spend to make repairs.
Once this latest motorcycle is repaired, he will ride it for a while until another comes along and he makes another investment.

If you live in the Allentown PA and you need a loan regardless of a bad credit rating we hope our web site helps you in some way.

Sincerely,

Andy Somerset

Andy Somerset is the son of Lance Somerset who founded the We Find Lenders Pool. He writes for WeFindLenders.com whenever he's not working hard on his degree in finance.

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Employment & Education Advancement Opportunities in Allentown PA

If your living in Allentown PA, and dealing with financial issues, consider advancing your education and/or finding a higher paying job.

Job Upgrade: Indeed / Monster

Education Advancement: College / University

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Credit Counseling In Allentown PA

Lehigh Valley Credit Repair
1444 Hamilton St #103 Allentown
PA 18102 - 610.841.2206
www.lehighvalleycredit.com


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Consumer Credit Money Management
Allentown, PA 18102
610.821.7050

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Credit & Financial Counseling
721 W Washington Street
Allentown, PA 18102
877.681.1029

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Usury and Regs. Governing Allentown

Pennsylvania State's official website for consumer lending laws.

Summary of Pennsylvania State Usury Law (that Allentown lenders must adhere to) / Legal: 6% to $50,000 Contract: 6.5% / Judgment: 6% / Corporate: No specific rate / to learn how you can file a complaint, and/or learn more about the legal code(s) and laws pertaining to consumer financial services in the State of Pennsylvania go here.

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WFL Loan Product Menu

  • Bad credit scores below FICO 650
  • 200+ lenders review your pre-application(s)
  • Applying does not worsen your credit score
  • Interest rates starting as low as 9% (cs)
  • Collateral not always required
  • Funding between 24 hours and 5 days
  • Terms from 6 months to 10 years
  • Borrow between $500 and $50,000
  • Loans for people with 650+ credit scores
  • 500+ lenders can review your application
  • Interest rates starting as low as 7% (cs)
  • Fast approvals and fast funding
  • Line of credit approvals with reasonable APR
  • Borrow between $500 and $150,000
  • Lenders who provide bad credit consolidation
  • Debt settlement or debt relief services
  • 300+ lenders can review your application
  • Interest rates starting as low as 7% (cs)
  • Seamless approval and funding process
  • Debt relief counseling available
  • Borrow form $5000 - $150,000

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