Canton OH
Fair To Bad Credit Loans

We Find Lenders Who Lend To Bad Credit Borrowers

We Find Lenders Inc. Fair To Bad Credit Loans Logo

Home > How To Apply >

Ohio Lenders > Canton

This page was last updated November 2018

Commentary is for informational purposes only. See legal disclaimers here.

Compare Bad Credit Lenders (2019)

Let's get you approved
Enter zip and your 3 digit credit score.

Fair Credit Lenders in Canton OH

Lenders: contact us for listing removal.

CSE Federal Credit Union
1380 Market Ave N Canton
OH 44714 - www.csefcu.com
330.452.9801

- - - - - - - - - - - - - - - - - - - - - - - -

Saint Josephs FCU
1811 Whipple Ave NW, Canton
OH 44708 - www.stjfcu.org
330.478.8400

- - - - - - - - - - - - - - - - - - - - - - - -

Stark Federal Credit Union
4100 Dressler Rd NW, Canton
OH 44718 - www.starkcu.org
330.493.8325

- - - - - - - - - - - - - - - - - - - - - - - -

Golden Circle Credit Union Inc
1215 Greenfield Ave SW, Canton
OH 44706 - 330.453.8127
www.goldencirclecu.com

- - - - - - - - - - - - - - - - - - - - - - - -

First Ohio Community FCU
8200 Cleveland Ave NW
North Canton - OH 44720
firstohiocfcu.org
330.494.8775

- - - - - - - - - - - - - - - - - - - - - - - -

Chase Bank
1401 30th St NW, Canton
OH 44709 - 330.492.4082
locator.chase.com

- - - - - - - - - - - - - - - - - - - - - - - -

Woodforest National Bank
3200 Atlantic Blvd NW, Canton
OH 44705 - www.woodforest.com
330.456.2152

- - - - - - - - - - - - - - - - - - - - - - - -

Chase Bank
4040 Tuscarawas St W, Canton
OH 44708 - locator.chase.com
330.477.8538

- - - - - - - - - - - - - - - - - - - - - - - -

Huntington Bank
4430 Hills and Dales Rd NW
Canton, OH 44708
www.huntington.com
330.438.1060

- - - - - - - - - - - - - - - - - - - - - - - -

Chase Bank
101 Central Plaza S Canton
OH 44702 - locator.chase.com
330.438.8272

- - - - - - - - - - - - - - - - - - - - - - - -

Bad Credit Loan Form for Canton OH

Fast Loan Pre-App Method
Accessing Bad Credit Lender Pool (?)

Learn about GAP (Gift Angel Program)

 

Canton OH Lender Service Area Map

Canton Bad Credit Lenders Map - Initial Static Image

Tap image for larger interactive map.

Canton 5x5 Loan App Volume

Top 5 Canton neighborhoods for loan application volume in the last 5 months. Source: WFL Lender Pool. Updated: Monthly.

  1. Plain Center Estates
  2. Fairgrounds
  3. Reedurban
  4. Downtown Canton
  5. Market Heights

William Mckinley Monument in Canton Ohio: Licensing/Credit

Bad Credit Loan Example in Canton OH

Lesley is one of those drivers who does not drive well and ignores tickets for parking and other related fines. She has a number of outstanding tickets for various infractions in several counties.

Nothing significant in terms of things such as accidents or speeding. Instead she does not pay attention to parking signs and often does not put enough money into parking meters, etc. She just throws out the ticket or puts it in a drawer and ignores it.

As a result, she probably owes a couple of thousand dollars in fines that are now overdue.

Many people do not realize that cities and counties will not renew license plates on cars or your driver’s license unless you have paid all of your parking tickets, speeding fines etc. if you get caught driving without a license plate renewal on your car, the fines are even more expensive.

She also had a small accident with her car and had it in for repairs. The mechanic will not let her drive it off the property until she pays him in full for the repairs.

She is basically without a car to drive and she cannot drive it legally either because the anniversary date for her license plates is due as well.

Lesley needs almost $10k to pay for the parking fines, the delinquency fees, court costs and the repairs to her car.

It has not been a good year for her and she really regrets not paying more attention to where she parks and also paying the fines on time.

Each ticket is now costing her almost double what it was originally. She will be in contempt of court if she does not make arrangements soon to pay these fines.

A $10000 loan with an five-year term and 6.54% interest rate for Lesley would cost her the following per month:

• Loan Amount (principal) = $10000
• Interest Rate = 6.54%
• Term Length = 5 year
• Monthly Payment = $195.85
• Total Paid Back = $11750.93
• Total Interest = $1750.93

Lesley can afford the extra $200 a month this loan is going to cost her over a five-year term.

She is not very happy about the situation, but if she wants to drive her car again she is going to have to take out this loan and pay all of her fines as well as the repair costs for her car.

Her credit score is just ok. She does not have a lot of history in terms of using credit and sometimes this can hurt a person’s credit score.

She has provided a copy of her payment stub as support for her income and she also has one credit card that she uses on a regular basis.

She is pretty good at paying the full balance on the card on the due date.

With this $10k loan, Lesley will pay her mechanic and all of her fines that she has accumulated.

She has made a rule for herself to always park in a proper parking area and avoid receiving any more fines.

If you live in the Canton OH and you need a loan regardless of a bad credit rating we hope our website helps you in some way.

Sincerely,

Andy Somerset

Andy Somerset is the son of Lance Somerset who founded the We Find Lenders Pool. He writes for WeFindLenders.com whenever he's not working hard on his degree in finance.

- - - - - - - - - - - - - - - - - - - - - - - - - - - - -

Employment & Education Advancement Opportunities in Canton OH

f you live in Canton and need more money consider a job and/or education upgrade. You can do it!

Job Upgrade: Indeed / Monster

Education Advancement: College / University

- - - - - - - - - - - - - - - - - - - - - - - - - - - - -

Credit Counseling In Canton OH

Canton Credit Counsellors Map - Initial Static Image

Tap image for larger interactive map.

Morgan & Sons Better Credit
903 3rd St NE Canton
OH 44704 - 330.412.2482

- - - - - - - - - - - - - - - - - - - - - - - -

Apprisen - CCCS
2800 Market Ave N #18, Canton
OH 44714 - www.apprisen.com
330.452.3115


- - - - - - - - - - - - - - - - - - - - - - - -

Federal Resources

FTC Budget PDF / USA.GOV Debt Info

Canton Assistance Programs

Food Bank: Stark County Hunger Task Force / Address: 408 9th Street Southwest #1637, Canton, OH 44707 / Phone: 330.455.6667

Hot/Cold Meals: Refuge of Hope Ministries / Address: 1167, 405 3rd Street Northwest, Canton, OH 44702 / Phone: 330.453.1785

Shelter In Case of Eviction: YWCA Transitional Housing / Address: 800 Tuscarawas Street West, Canton, OH 44702 / Phone: 330.453.7644

Social Assistance Programs: Stark County Job & Family Services / Address: 221 3rd Street Southeast, Canton, OH 44702 / Phone: 330.452.4661

- - - - - - - - - - - - - - - - - - - - - - - -

Usury and Regs. Governing Canton

Ohio Government Department of Commerce Website for consumer lending laws and a lot more.

Summary of Ohio State Usury Law (that Canton lenders must follow) / Legal: 5% Contract: 8% but rate not limited for business loans / Judgment: 7% / Corporate: No specific rate / to file a complaint go here, and/or learn more about the legal code(s) and statutes and laws applicable to the State of Ohio view our Ohio State page.

- - - - - - - - - - - - - - - - - - - - - - - - - - - - -

WFL Loan Product Menu

  • Bad credit scores below FICO 650
  • 200+ lenders review your pre-application(s)
  • Applying does not worsen your credit score
  • Interest rates starting as low as 9% (cs)
  • Collateral not always required
  • Funding between 24 hours and 5 days
  • Terms from 6 months to 10 years
  • Borrow between $500 and $50,000
  • Loans for people with 650+ credit scores
  • 500+ lenders can review your application
  • Interest rates starting as low as 7% (cs)
  • Fast approvals and fast funding
  • Line of credit approvals with reasonable APR
  • Borrow between $500 and $150,000
  • Lenders who provide bad credit consolidation
  • Debt settlement or debt relief services
  • 300+ lenders can review your application
  • Interest rates starting as low as 7% (cs)
  • Seamless approval and funding process
  • Debt relief counseling available
  • Borrow form $5000 - $150,000

 

Loan Calculator / Estimation Only

- - - - - - - - - - - - - - - - - - - - - Enter
  Loan Amount
  Interest rate
  Term In Yrs
- - - - - - - - - - - - - - - - - - - - - Results
  Mo. Payment
  $$ To Lender
  $$ of Interest

 

Important Information

FAQ / Privacy / Terms / Contact / Site Map

Disclaimer / Security / FICO Impact / Credits

About the WFL Lender Pool / Our Team

Ad Disclosure / APR & Fees / Collection

Default Implications / Service Areas

 

Back to Top

©2018 We Find Lenders Inc. All Rights Reserved