Akron OH
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This page was last updated November 2018

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Fair Credit Lenders in Akron OH

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BFG Federal Credit Union
445 S Main St Akron
OH 44311 - www.bfgfcu.org
330.374.2990

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Towpath Credit Union
645 N Main St, Akron
OH 44310 - www.towpathcu.com
330.664.4700

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Summit Federal Credit Union
100 Wheeler St, Akron
OH 44311 - www.summitfcu.com
330.376.3626

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Towpath Credit Union
2500 N Turkeyfoot Rd, Akron
OH 44319 - www.towpathcu.com
330.664.4700

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Buckeye State Credit Union
197 E Thornton St, Akron
OH 44311 - www.buckeyecu.org
330.253.9106

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Chase Bank
50 S Main St, Akron
OH 44308 - locator.chase.com
330.972.1984

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Citizens Bank
333 S Broadway St, Akron
OH 44308 - 330.762.8491
locations.citizensbank.com

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Chase Bank
1615 S Arlington St, Akron
OH 44306 - locator.chase.com
330.972.1900

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Huntington Bank
106 S Main St, Akron
OH 44308 - www.huntington.com
330.384.7201

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Peoples Bank
158 E Cuyahoga Falls Ave Akron
OH 44310 - 800.374.6123
www.peoplesbancorp.com


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Bad Credit Loan Form for Akron OH

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Akron OH Lender Service Area Map

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Akron 5x5 Loan App Volume

Top 5 Akron neighborhoods for loan application volume in the last 5 months. Source: WFL Lender Pool. Updated: Monthly.

  1. Hiram
  2. Stow
  3. Akron
  4. Barberton
  5. Kent

Highland Theatre in Akron Ohio: Licensing/Credit

Signature Loan in Akron OH

Eddie has been using payday loan services for the past several months and he just realized how expensive these kinds of loans really are.

He had fallen into a cycle where he would pay his latest loan off when he received his pay check and then five or six days before he was due to be paid, he would have to take out another loan.

They would even cash his check for him after charging a fee. It seemed that no matter what he was doing he would be paying fees for something.

He was barely staying ahead of all of the loan charges.

He would like to borrow a small loan of $1500 and repay the loan over the next 12 months.

Even at a relatively high interest rate, it still would be less than what he was paying for the other loans once you accounted for fees and interest charges.

Instead of paying his entire check to the loan vender, he would just pay a little bit less than $70 for his monthly loan payment. He would have money left for rent, food, utilities etc.

Although this loan is not a large loan, Eddie feels that it would help him break the cycle of taking a new loan every two weeks and paying enormous loan fees.

A $1500 loan with an five-year term and 8.19% interest rate for Eddie would cost him the following per month:

• Loan Amount (principal) = $1500
• Interest Rate = 8.19%
• Term Length = 1 year
• Monthly Payment = $130.61
• Total Paid Back = $1567.37
• Total Interest = $67.37

Eddie actually did not even have a bank account which was another reason that he fell into the payday loan trap.

He would cash his paycheck at one of their offices and pay a fee which was actually more than the fee he would have paid to keep a bank account open.

Once he opens a bank account, he can have his pay check automatically deposited and the loan payments also withdrawn automatically provided there are sufficient funds in the account.

Eddie's credit score was in the dumps. By having a bank account and paying his monthly loan payments on a regular basis he will begin to establish a credit rating.

Once he has a descent credit rating, loan applications can be processed and approved with more competitive interest rates as well.

Almost all financial transactions are completed electronically these days.

If you do not have a bank account, consumers cannot really participate easily in this financial economy.

Once he opened his bank account and had his paycheck deposited to the account he was able to apply for this small loan and was approved.

He paid off the current loan he had and also began making payments on the new loan at a much lower interest rate.

Eddie is well on the way to improving his credit score, although it will take a year or two of perfect financial management before he can really consider larger loans at lower interest rates.

If you live in the Akron OH and you need a loan regardless of a bad credit rating we hope our website helps you in some way.

Sincerely,

Andy Somerset

Andy Somerset is the son of Lance Somerset who founded the We Find Lenders Pool. He writes for WeFindLenders.com whenever he's not working hard on his degree in finance.

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Employment & Education Advancement Opportunities in Akron OH

If you live in Akron and you're struggling with making ends meet, you may consider advancing your education and/or finding a higher paying job. We've provided some links here to help with that.

Job Upgrade: Indeed / Monster

Education Advancement: College / University

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Credit Counseling In Akron OH

Akron Credit Counsellors Map - Initial Static Image

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Apprisen - CCCS
2569 Romig Rd #203A Akron
OH 44320 - www.apprisen.com
330.861.0980


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Credit Repair
Akron, OH 44308
330.271.8956

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Federal Resources

FTC Budget PDF / USA.GOV Debt Info

Akron Assistance Programs

Food Bank: Akron Regional Foodbank / Address: 2234, 350 Opportunity Parkway, Akron, OH 44307 / Phone: 330.535.6900

Hot/Cold Meals: Gennesaret of Akron / Address: 419 West Exchange Street, Akron, OH 44302 / Phone: 330.923.2222

Shelter In Case of Eviction: Harvest Home / Address: 24 North Prospect Street, Akron, OH 44304 / Phone: 330.434.1149

Social Assistance Programs: Summit County Department of Job and Family Services / Address: 1180 South Main Street #102, Akron, OH 44301 / Phone: 330.643.8200

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Usury and Regs. Governing Akron

Ohio Government Department of Commerce Website for consumer lending laws and a lot more.

Summary of Ohio State Usury Law (that Akron lenders must follow) / Legal: 5% Contract: 8% but rate not limited for business loans / Judgment: 7% / Corporate: No specific rate / to file a complaint go here, and/or learn more about the legal code(s) and statutes and laws applicable to the State of Ohio view our Ohio State page.

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WFL Loan Product Menu

  • Bad credit scores below FICO 650
  • 200+ lenders review your pre-application(s)
  • Applying does not worsen your credit score
  • Interest rates starting as low as 9% (cs)
  • Collateral not always required
  • Funding between 24 hours and 5 days
  • Terms from 6 months to 10 years
  • Borrow between $500 and $50,000
  • Loans for people with 650+ credit scores
  • 500+ lenders can review your application
  • Interest rates starting as low as 7% (cs)
  • Fast approvals and fast funding
  • Line of credit approvals with reasonable APR
  • Borrow between $500 and $150,000
  • Lenders who provide bad credit consolidation
  • Debt settlement or debt relief services
  • 300+ lenders can review your application
  • Interest rates starting as low as 7% (cs)
  • Seamless approval and funding process
  • Debt relief counseling available
  • Borrow form $5000 - $150,000

 

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