Fair Credit Lenders in Akron OH
Lenders: contact
us for listing removal.
BFG Federal Credit Union
445 S Main St Akron
OH 44311 - www.bfgfcu.org
330.374.2990
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Towpath Credit Union
645 N Main St, Akron
OH 44310 - www.towpathcu.com
330.664.4700
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Summit Federal Credit Union
100 Wheeler St, Akron
OH 44311 - www.summitfcu.com
330.376.3626
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Towpath Credit Union
2500 N Turkeyfoot Rd, Akron
OH 44319 - www.towpathcu.com
330.664.4700
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Buckeye State Credit Union
197 E Thornton St, Akron
OH 44311 - www.buckeyecu.org
330.253.9106
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Chase Bank
50 S Main St, Akron
OH 44308 - locator.chase.com
330.972.1984
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Citizens Bank
333 S Broadway St, Akron
OH 44308 - 330.762.8491
locations.citizensbank.com
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Chase Bank
1615 S Arlington St, Akron
OH 44306 - locator.chase.com
330.972.1900
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Huntington Bank
106 S Main St, Akron
OH 44308 - www.huntington.com
330.384.7201
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Peoples Bank
158 E Cuyahoga Falls Ave Akron
OH 44310 - 800.374.6123
www.peoplesbancorp.com
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Bad Credit
Loan Form for Akron OH
Akron OH Lender Service Area
Map
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image for larger interactive map.
Akron 5x5 Loan App Volume
Top 5 Akron neighborhoods
for loan application volume in the last 5
months.
Source: WFL
Lender Pool. Updated: Monthly.
- Silver Lake
- Green
- Twinsburg Heights
- Barberton
- New Franklin
Signature Loan in Akron OH
Eddie has been using payday loan services for the
past several months and he just realized how expensive these kinds of
loans really are.
He had fallen into a cycle where he would pay his latest
loan off when he received his pay check and then five or six days before
he was due to be paid, he would have to take out another loan.
They would even cash his check for him after charging a fee. It seemed
that no matter what he was doing he would be paying fees for something.
He was barely staying ahead of all of the loan charges.
He would like to borrow a small loan of $1500 and repay the loan over
the next 12 months.
Even at a relatively high interest rate, it still would be less than
what he was paying for the other loans once you accounted for fees and
interest charges.
Instead of paying his entire check to the loan vender, he would just
pay a little bit less than $70 for his monthly loan payment. He would
have money left for rent, food, utilities etc.
Although this loan is not a large loan, Eddie feels that it would help
him break the cycle of taking a new loan every two weeks and paying
enormous loan fees.
A $1500 loan with an five-year term and 8.19% interest rate for Eddie
would cost him the following per month:
• Loan Amount (principal) = $1500
• Interest Rate = 8.19%
• Term Length = 1 year
• Monthly Payment = $130.61
• Total Paid Back = $1567.37
• Total Interest = $67.37
Eddie actually did not even have a bank account which was another reason
that he fell into the payday loan trap.
He would cash his paycheck at one of their offices and pay a fee which
was actually more than the fee he would have paid to keep a bank account
open.
Once he opens a bank account, he can have his pay check automatically
deposited and the loan payments also withdrawn automatically provided
there are sufficient funds in the account.
Eddie's credit score was in the dumps. By having a bank account and
paying his monthly loan payments on a regular basis he will begin to
establish a credit rating.
Once he has a descent credit rating, loan applications can be processed
and approved with more competitive interest rates as well.
Almost all financial transactions are completed electronically these
days.
If you do not have a bank account, consumers cannot really participate
easily in this financial economy.
Once he opened his bank account and had his paycheck
deposited to the account he was able to apply for this small loan and
was approved.
He paid off the current loan he had and also began making payments on
the new loan at a much lower interest rate.
Eddie is well on the way to improving his credit score, although it
will take a year or two of perfect financial management before he can
really consider larger loans at lower interest rates.
If you live in the Akron OH and you
need a loan regardless of a bad credit rating we hope our website helps
you in some way.
Sincerely,
Andy Somerset

Andy
Somerset is the son of Lance Somerset who founded the We
Find Lenders Pool. He writes for WeFindLenders.com whenever he's not
working hard on his degree in finance.
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Employment & Education Advancement
Opportunities in Akron OH
If you live in Akron and you're struggling
with making ends meet, you may consider advancing your education and/or
finding a higher paying job. We've provided some links here to help with
that.
Job Upgrade: Indeed
/ Monster
Education Advancement: College
/ University
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Credit Counseling
In Akron OH
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for larger interactive map.
Apprisen - CCCS
2569 Romig Rd #203A Akron
OH 44320 - www.apprisen.com
330.861.0980
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Credit Repair
Akron, OH 44308
330.271.8956
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Federal Resources
FTC
Budget PDF / USA.GOV
Debt Info
Akron Assistance Programs
Food Bank: Akron Regional
Foodbank / Address: 2234, 350 Opportunity Parkway, Akron, OH 44307 / Phone:
330.535.6900
Hot/Cold Meals: Gennesaret
of Akron / Address: 419 West Exchange Street, Akron, OH 44302 / Phone:
330.923.2222
Shelter In Case of Eviction:
Harvest Home / Address: 24 North Prospect Street, Akron, OH 44304 / Phone:
330.434.1149
Social Assistance Programs:
Summit County Department of Job and Family Services
/ Address: 1180 South Main Street #102, Akron, OH 44301 / Phone: 330.643.8200
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Usury and
Regs. Governing Akron
Ohio
Government Department of Commerce Website for consumer lending laws
and a lot more.
Summary of Ohio State Usury
Law (that Akron lenders must follow) / Legal:
5% Contract: 8% but rate not limited for business loans / Judgment:
7% / Corporate: No specific rate / to file a complaint
go
here, and/or learn more about the legal code(s) and statutes
and laws applicable to the State of Ohio view
our Ohio State page.
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WFL Loan Product
Menu
- Bad credit scores
below FICO 650
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not worsen your credit score
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starting as low as 9% (cs)
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- Terms from 6
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- Borrow between
$500 and $50,000
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with 650+ credit scores
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can review your application
- Interest rates
starting as low as 7% (cs)
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and fast funding
- Line of credit
approvals with reasonable APR
- Borrow between
$500 and $150,000
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consolidation
- Debt settlement or debt relief
services
- 300+ lenders can review your
application
- Interest rates starting as
low as 7% (cs)
- Seamless approval and funding
process
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- Borrow form $5000 - $150,000
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