Yonkers NY
Fair To Bad Credit Loans

We Find Lenders Who Lend To Bad Credit Borrowers

We Find Lenders Inc. Fair To Bad Credit Loans Logo

Home > How To Apply >

New York State Lenders > Yonkers

This page was last updated November 2018

Commentary is for informational purposes only. See legal disclaimers here

Compare Bad Credit Lenders (2019)

Let's get you approved
Enter zip and your 3 digit credit score.

Fair Credit Lenders in Yonkers NY

Lenders: contact us for listing removal.  

Peoples Alliance Federal CU
132 Tuckahoe Rd, Yonkers, NY 10710
www.pafcu.org
914.963.1370

- - - - - - - - - - - - - - - - - - - - - - - - - - - - -

Suma Federal Credit Union
125 Corporate Blvd S #1
Yonkers, NY 10701
www.sumafcu.org
914.220.4900

- - - - - - - - - - - - - - - - - - - - - - - - - - - - -

Yonkers Postal Employees Credit Union
79-81 Main St, Yonkers, NY 10701
www.ypecu.org
914.423.7628

- - - - - - - - - - - - - - - - - - - - - - - - - - - - -

Yonkers Teachers Federal Credit Union
4th, 1 Executive Blvd, Yonkers, NY 10701
914.376.7088

- - - - - - - - - - - - - - - - - - - - - - - - - - - - -

Municipal Credit Union
38 S Broadway, Yonkers, NY 10701
www.nymcu.org
212.693.4900

- - - - - - - - - - - - - - - - - - - - - - - - - - - - -

TD Bank
1820 Central Park Ave, Yonkers, NY 10710
www.tdbank.com
914.337.6032

- - - - - - - - - - - - - - - - - - - - - - - - - - - - -

Webster Bank
760 McLean Ave, Yonkers, NY 10704
public.websteronline.com
914.237.7011

- - - - - - - - - - - - - - - - - - - - - - - - - - - - -

Wells Fargo Bank
1076 Yonkers Ave, Yonkers, NY 10704
www.wellsfargo.com
914.776.2480

- - - - - - - - - - - - - - - - - - - - - - - - - - - - -

Chase Bank
1222 Nepperhan Ave, Yonkers, NY 10703
locator.chase.com
914.964.0456

- - - - - - - - - - - - - - - - - - - - - - - - - - - - -

Citizens Bank
2371 Central Park Ave, Yonkers, NY 10710
locations.citizensbank.com
914.771.9058

- - - - - - - - - - - - - - - - - - - - - - - - - - - - -

Bad Credit Loan Form for Yonkers NY

Fast Loan Pre-App Method
Accessing Bad Credit Lender Pool (?)

Learn about GAP (Gift Angel Program)

 

Yonkers NY Lender Service Area Map

Yonkers Bad Credit Lenders Map - Initial Static Image

Tap image for interactive map.

Yonkers 5x5 Loan App Volume

Top 5 Yonkers neighborhoods for loan application volume in the last 5 months. Source: WFL Lender Pool. Updated: Monthly.

  1. East Woodlawn
  2. North Riverdale
  3. East Nordwood
  4. West Nordwood
  5. South Nordwood

Hudson River Museum in Yonkers NY: Licensing

Student Loan in Yonkers NY

Catherine needs a student loan to help her with her last year of college. Between her savings, help from her parents and money she made from working part time, she managed to pay for the first couple of years.

But now she really needs a loan if she is going to be able to finish her last year. She needs to pay for tuition in a couple of weeks and then rent for the student housing apartment where she will be staying.

She knows that she is one of the lucky ones. Most of her friends owe thousands of dollars already and have to borrow more to complete their last year of college.

They will be paying their student loan for many years once they begin working. Catherine will have to pay her loan as well, but it is much smaller and at a low interest rate.

She does not have a credit rating yet and will need to rely on her parents for help in her application.

She needs $15000 now to pay for tuition, books and rent. She plans to work as well and should be able to make enough money to pay for her food, clothes and other expenses she will have during the year.

A $15000 personal loan with a ten-year term and 3.24% interest rate for Catherine cost her the following per month:

• Loan Amount (principal) = $15000
• Interest Rate = 3.24%
• Term Length = 10 year
• Monthly Payment = $146.51
• Total Paid Back = $17581.06
• Total Interest = $2581.06

Since she does not have a credit rating, she will need a consignor. Many young people who have never held a job or a credit card do not have a credit rating.

They need a consignor, to sign for their loan if for some reason they cannot repay the loan. In Catherine’s case her parents have already agreed to co-sign for her.

They know how hard she has worked to get through college, they want her to do well and finish her education. They are not worried about Catherine finishing her year.

Some parents would be concerned. They might be afraid that their children will party too much, spend the money and miss their year.

It happens often especially to students who are just beginning college and are away from home for the first time. But once they get to their final year like Catherine has, there is little chance of losing a year.

Students have the option of paying interest only each month or paying a regular payment each month. Most opt for the interest only payment option, until they graduate and then focus on repaying the student loan.

Catherine was approved for her student loan with the help of her parents co-signing for the loan. Although she does not have a credit record, she has a great employment record and her marks demonstrate she is focused on graduating.

Lenders take these indicators into account when approving a loan. However, the loan is backed by her parents which is one of the strongest factors they consider. This student loan will help hr establish a credit rating.

If you live in the Yonkers NY and you need a loan regardless of a bad credit rating we hope our website helps you in some way.

Sincerely,

Andy Somerset

Andy Somerset is the son of Lance Somerset who founded the We Find Lenders Pool. He writes for WeFindLenders.com whenever he's not working hard on his degree in finance.

- - - - - - - - - - - - - - - - - - - - - - - - - - - - -

Employment & Education Advancement Opportunities in Yonkers NY

If you live in Yonkers and you're struggling to make ends meet, consider advancements in education and employment.

Job Upgrade: Indeed / Monster

Education Advancement: College / University (near Yonkers)

- - - - - - - - - - - - - - - - - - - - - - - - - - - - -

Credit Counseling In Yonkers NY

Yonkers Credit Counsellors Map - Initial Static Image

Tap image for interactive map.

UpMyScore NY Credit Repair
1767 Central Park Ave, Yonkers, NY 10710
www.upmyscore.org
800.711.8220

- - - - - - - - - - - - - - - - - - - - - - - - - - - - -

Credit Counseling
224 Thompson St, New York, NY 10012
212.777.7377

- - - - - - - - - - - - - - - - - - - - - - - - - - - - -

FGNY Group
35 E Grassy Sprain Rd #210
Yonkers, NY 10710
fgnygroup.com
914.337.7300

- - - - - - - - - - - - - - - - - - - - - - - - - - - - -

Federal Resources

FTC Budget PDF / USA.GOV Debt Info

Queens Assistance Programs

Food Bank: Yonkers Community Action Program / Address: 164 Ashburton Avenue, Yonkers, NY 10701 / Phone: 914.423.5905

Hot/Cold Meals/Soup Kitchen: Broadway Manor / Address: 101 North Broadway, Yonkers, NY 10701 / Phone: 914.476.4864

Homeless Shelter In Case of Eviction: Gospel Mission Home / Address: 191 North Broadway, Yonkers, NY 10701 / Phone: 914.968.6577

Social Assistance Programs: Westchester County Social Services / Address: 131 Warburton Avenue, Yonkers, NY 10701 / Phone: 914.231.2000

- - - - - - - - - - - - - - - - - - - - - - - -

Usury and Regs. Governing Syracuse NY

New York State's official website for consumer lending laws.

Summary of New York Usury Law(s) Pertaining to Syracuse / Legal: 16% Contract: 6% but not clear as per the New York State documentation / Judgment: 9% / Corporate: No rate specified.

To learn how you can file a complaint, and/or learn more about the legal code(s) and laws pertaining to consumer financial services in the State of New York go here.

- - - - - - - - - - - - - - - - - - - - - - - - - - - - -

Usury and Regs. Governing Yonkers NY

New York State's official website for consumer lending laws.

Summary of New York Usury Law(s) Pertaining to Yonkers / Legal: 16% Contract: 6% but not clear as per the New York State documentation / Judgment: 9% / Corporate: No rate specified.

To learn how you can file a complaint, and/or learn more about the legal code(s) and laws pertaining to consumer financial services in the State of New York go here.

- - - - - - - - - - - - - - - - - - - - - - - - - - - - -

WFL Loan Product Menu

  • Bad credit scores below FICO 650
  • 200+ lenders review your pre-application(s)
  • Applying does not worsen your credit score
  • Interest rates starting as low as 9% (cs)
  • Collateral not always required
  • Funding between 24 hours and 5 days
  • Terms from 6 months to 10 years
  • Borrow between $500 and $50,000
  • Loans for people with 650+ credit scores
  • 500+ lenders can review your application
  • Interest rates starting as low as 7% (cs)
  • Fast approvals and fast funding
  • Line of credit approvals with reasonable APR
  • Borrow between $500 and $150,000
  • Lenders who provide bad credit consolidation
  • Debt settlement or debt relief services
  • 300+ lenders can review your application
  • Interest rates starting as low as 7% (cs)
  • Seamless approval and funding process
  • Debt relief counseling available
  • Borrow form $5000 - $150,000

 

Loan Calculator For Crunching Numbers

- - - - - - - - - - - - - - - - - - - - - Enter
  Loan Amount
  Interest rate
  Term In Yrs
- - - - - - - - - - - - - - - - - - - - - Results
  Mo. Payment
  $$ To Lender
  $$ of Interest

 

Important Information

FAQ / Privacy / Terms / Contact / Site Map

Disclaimer / Security / FICO Impact / Credits

About the WFL Lender Pool / Our Team

Ad Disclosure / APR & Fees / Collection

Default Implications / Service Areas

 

Back to Top

©2018 We Find Lenders Inc. All Rights Reserved