Brooklyn NY
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New York State Lenders > Brooklyn

This page was last updated November 2018

Commentary is for informational purposes only. See legal disclaimers here


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Fair Credit Lenders in Brooklyn NY

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Brooklyn Cooperative Federal Credit Union
1474 Myrtle Ave, Brooklyn, NY 11237
www.brooklyn.coop
718.418.8232

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Bay Ridge Federal Credit Union
1750 86th St, Brooklyn, NY 11214
www.brfcu.org
718.680.2121

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Municipal Credit Union
350 Jay St, Brooklyn, NY 11201
www.nymcu.org
212.693.4900

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Brooklyn Cooperative Federal Credit Union
834 Dekalb Ave, Brooklyn, NY 11221
www.brooklyn.coop
718.418.8232

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Bay Ridge Federal Credit Union
1609 Avenue Z, Brooklyn, NY 11235
www.brfcu.org
718.934.6809

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TD Bank
987 4th Ave, Brooklyn, NY 11232
www.tdbank.com
718.438.3325

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M&T Bank
354 Flatbush Ave, Brooklyn, NY 11238
locations.mtb.com
718.857.1500

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Carver Savings Bank
1392 Fulton St, Brooklyn, NY 11216
www.carverbank.com
718.230.2900

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Santander Bank
1302 Avenue J, Brooklyn, NY 11230
locations.santanderbank.com
718.258.1004

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Bad Credit Loan Form for Brooklyn NY

Fast Loan Pre-App Method
Accessing Bad Credit Lender Pool (?)

Learn about GAP (Gift Angel Program)

 

Brooklyn NY Lender Service Area Map

Brooklyn Bad Credit Lenders Map - Initial Static Image

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Brooklyn 5x5 Loan App Volume

Top 5 Brooklyn neighborhoods for loan application volume in the last 5 months. Source: WFL Lender Pool. Updated: Monthly.

  1. Canarsie
  2. Williamsburg
  3. Fort Green
  4. East Brooklyn
  5. Brownsville

Brooklyn Bridge NY: Licensing

Loan for Medical Bills in Brooklyn NY

Ron and his family have medical insurance, however like many people living in Brooklyn and other areas of New York State, he has a deductible that he is responsible for.

For small medical bills like the visits to the doctor for medical checkups, they are quite affordable with the amount he is responsible for.

Ron’s problems began when he and his family were involved in an accident. Suddenly they were faced with huge medical bills.

Fortunately, the majority of the bills, well into the six figures, were paid for by his insurance and that of the other car owners insurance.

Ron was still left with a substantial medical bill that he needed to pay. If he does not pay this medical bill he will find himself in collections and could lose his home etc.

he is back to work, but really needs to find a solution to the $50000 he owes the hospital for his family’s medical care.

They were top notch and he credits the hospital and staff with the rapid recovery for him and his family.

A $50000 personal loan with a five-year term and 7% interest rate for Ron cost him the following per month:

• Loan Amount (principal) = $50000
• Interest Rate = 7%
• Term Length = 5 year
• Monthly Payment = $990.06
• Total Paid Back = $59403.60
• Total Interest = $9403.60

Ron was looking at almost a $1000 a month for a loan to pay off his medical bills. Fortunately, Ron was able to qualify for the loan and was approved in less than a week.

He was able to pay his medical bills and he knew that he would be free and clear of his loan in five years’ time.

This is a large extra payment to make, but with a little belt tightening he can afford it. Many people cannot.

But the news gets better. During our discussions regarding the loan, one of the people he was dealing with asked if he had tried negotiating with the hospital to have the medical bill lowered.

They also asked if he had examined all of the individual items that he was being billed for to make sure that he had actually received all of the services he was being invoiced for.

Before Ron paid his outstanding medical costs to the hospital he took the time to go through the invoices in detail.

In addition, he initiated a discussion with the hospital’s billing department. The final result for Ron was really significant!

Ron’s medial bills were reduced by almost $25000, almost half of what he owed. For Ron this was a truly significant amount and one of the most profitable conversations he has ever had.

Since Ron had already received the proceeds of the loan in his bank account, he used what he needed to pay the remaining balance of his medical bill and then paid the difference back to the lender.

He now owes approximately $25000 and is still paying $990.06 per month. He will repay his loan in full in less than three years. A great outcome for Ron and his family.

If you live in the Brooklyn NY and you need a loan regardless of a bad credit rating we hope our website helps you in some way.

Sincerely,

Andy Somerset

Andy Somerset is the son of Lance Somerset who founded the We Find Lenders Pool. He writes for WeFindLenders.com whenever he's not working hard on his degree in finance.

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Employment & Education Advancement Opportunities in Brooklyn NY

If you live in Brooklyn and you're struggling to make ends meet, consider advancements in education and employment.

Job Upgrade: Indeed / Monster

Education Advancement: College / University

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Credit Counseling In Brooklyn NY

Brooklyn Credit Counsellors Map - Initial Static Image

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Credit Repair Experts
1642 Coney Island Avenue
Brooklyn, NY 11230
www.savemycreditreport.com
718.475.2087

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Credit Repair Plus
1015 Surf Ave, Brooklyn, NY 11224
www.savemycreditreport.com
718.475.2087

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Debt Free Counselor
2340 86th St, Brooklyn, NY 11214
debtfreecounselor.com
917.975.8080

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Federal Resources

FTC Budget PDF / USA.GOV Debt Info

Brooklyn Assistance Programs

Food Bank: Brooklyn Rescue Mission / Address: 255 Bainbridge Street, Brooklyn, NY 11233 / Phone: 917.426.3001

Hot/Cold Meals: CHiPS / Address: 200 4th Ave, Brooklyn, NY 11217, USA / Phone: 718.237.2962

Homeless Shelter In Case of Eviction: Providence House (Women) / Address: 2518 Church Avenue, Brooklyn, NY 11226 / Phone: 718.455.0197 / Salvation Army Man Shelter (Men) / Address: 681 Clarkson Avenue, Brooklyn, NY 11203 / Phone: .718.363.7738

Social Assistance Programs: Heartshare Human Services / Address: 163 MacDonough Street, Brooklyn, NY 11216 / Phone: 718.443.5071

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Usury and Regs. Governing Brooklyn NY

New York State's official website for consumer lending laws.

Summary of New York Usury Law(s) Pertaining to Brooklyn / Legal: 16% Contract: 6% but not clear as per the New York State documentation / Judgment: 9% / Corporate: No rate specified.

To learn how you can file a complaint, and/or learn more about the legal code(s) and laws pertaining to consumer financial services in the State of New York go here.

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WFL Loan Product Menu

  • Bad credit scores below FICO 650
  • 200+ lenders review your pre-application(s)
  • Applying does not worsen your credit score
  • Interest rates starting as low as 9% (cs)
  • Collateral not always required
  • Funding between 24 hours and 5 days
  • Terms from 6 months to 10 years
  • Borrow between $500 and $50,000
  • Loans for people with 650+ credit scores
  • 500+ lenders can review your application
  • Interest rates starting as low as 7% (cs)
  • Fast approvals and fast funding
  • Line of credit approvals with reasonable APR
  • Borrow between $500 and $150,000
  • Lenders who provide bad credit consolidation
  • Debt settlement or debt relief services
  • 300+ lenders can review your application
  • Interest rates starting as low as 7% (cs)
  • Seamless approval and funding process
  • Debt relief counseling available
  • Borrow form $5000 - $150,000

 

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