Fair Credit Lenders in Hattiesburg MS
Lenders: contact
us for listing removal.
Southern Mississippi FCU
3318 Hardy St, Hattiesburg, MS 39401
www.smfedcu.com
601.450.4114
- - - - - - - - - - - - - - - - - - - - - - - -
Pine Belt Federal Credit Union
1808 Evelyn Gandy Pkwy, Hattiesburg, MS 39401
www.pinebeltfcu.com
601.583.3242
- - - - - - - - - - - - - - - - - - - - - - - -
Keesler Federal Credit Union
6175 US-98 #20, Hattiesburg, MS 39402
www.kfcu.org
228.385.5500
- - - - - - - - - - - - - - - - - - - - - - - -
Wesley Health Credit Union
201 Methodist Blvd # 101, Hattiesburg, MS 39402
www.REMOVE.com
601.268.8056
- - - - - - - - - - - - - - - - - - - - - - - -
Forrest County Teachers CU
611 Dumas Ave, Hattiesburg, MS 39401
601.584.7331
- - - - - - - - - - - - - - - - - - - - - - - -
Hattiesburg Oak Grove Credit
4700 Hardy St c, Hattiesburg, MS 39402
www.oakgrovecredit.com
601.909.6262
- - - - - - - - - - - - - - - - - - - - - - - -
1st Franklin Financial
6335 US 49 Suite 20, Hattiesburg, MS 39401
locations.1ffc.com
601.296.0400
- - - - - - - - - - - - - - - - - - - - - - - -
Hattiesburg Tower Loan
6333 US 49 #30, Hattiesburg, MS 39401
www.towerloan.com
601.264.3037
- - - - - - - - - - - - - - - - - - - - - - - -
Hattiesburg Mariner Finance
560 Weathersby Rd suite 120, Hattiesburg, MS 39402
www.marinerfinance.com
601.296.0380
- - - - - - - - - - - - - - - - - - - - - - - -
First Heritage Credit
3317 Hardy St Suite 50 Suite 50, Hattiesburg
MS 39401 / www.1stheritagecredit.com
601.261.3144
- - - - - - - - - - - - - - - - - - - - - - - -
Bad Credit
Loans in Hattiesburg MS
Hattiesburg MS Lender
Area Map
Tap image for interactive
map.
Hattiesburg MS Loan App
Volume
Top 5 Hattiesburg
neighborhood loan app volume
- The Oaks
- Westwood
- Parkhaven
- University Heights
- Woodlawn Court
Downtown Hattiesburg MS:
Source
Hattiesburg Bad Credit Loan Example
Pauline is planning to list her home for sale, but before
she contacts an agent, she knows that she needs to make arrangements for
a new roof on her home.
The shingles are already curling and although she has
not had any leaks, she knows that it is just a matter of time.
Her home is immaculate and all of the needed repairs have
been completed with the exception of the roof.
She is hoping that with a new roof she can obtain market
price for her home or even a bit better. Without the roof replacement,
she will have to discount the price quite a bit.
She is applying for an $10k consolidation loan to help
her pay for the roof. She plans to repay the loan as soon as she sells
her home.
Even though she has asked for a 5 year term, to keep the
monthly payments manageable, this loan should be repaid in less than six
months.
Pauline has a small mortgage on her home and therefore
has sufficient equity in her home to provide security for the loan.
Although she would be eligible for a lower interest rate,
she has decided to forego this option since the loan will only be held
by her for a few months.
It will cost a bit more in interest charges, however she
avoids paying appraisal fees and registration fees.
A $10000 loan with an five-year term and 5.69% interest
rate for Pauline would cost her the following per month:
• Loan Amount (principal) = $10000
• Interest Rate = 5.69%
• Term Length = 5 year
• Monthly Payment = $191.99
• Total Paid Back = $11513.39
• Total Interest = $1513.39
Pauline is doing all of the right things in terms of making
her home ready to list on the market for sale and taking a loan that has
a five year term even though she plans to pay it off in several months.
She also has an excellent credit score and sufficient
income to support the loan, her mortgage and a small car loan that she
is still paying.
While the roof does need to be replaced and her home is
immaculate her agent may make suggestions regarding other things that
she may need to do to get her home ready for sale.
They often suggest decluttering and completing minor repairs
which does not usually cost a great deal of money.
If something more significant is needed, Pauline may need
to borrow additional funds to help pay for these improvements.
Before Pauline completes the loan application, she is
going to meet with her agent and have him or her review the home and make
recommendations regarding what needs to be actually upgraded to get her
home ready for sale.
Once she has this information and obtains estimates she
may decide to reapply for a larger loan with the same terms and conditions.
She may not require a larger loan; however, it is better
to apply for one loan later than several loans over a short period of
time.
If you're living in Hattiesburg like Pauline,
and need a loan regardless of your credit rating, we may be able to help
you find a willing lender.
Sincerely,
Chris Somerset

Chris
Somerset is a writer for the WFL Project.
- - - - - - - - - - - - - - - - - -
- - - - - - - - - - -
Upgrades Nearest Hattiesburg MS
Job/Income Upgrades: Indeed
/ CareerBuilder
Education Upgrades:
College / University
- - - - - - - - - - - - - - - - - - -
- - - - - - - - - -
Credit Counseling Near Hattiesburg
Tap image for interactive
map.
Counselors contact
us for listing removal or info change.
First Allegiance Credit Solution
1246 Beverly Hills Rd Apt. 207, Hattiesburg
Mississippi 39401
- - - - - - - - - - - - - - - - - - - - - - - -
Hattiesburg Credit Repair
500 Main St, Hattiesburg, MS 39401
601.300.3753
- - - - - - - - - - - - - - - - - - - - - - - -
Hattiesburg Credit Repair
5387 Old Hwy 42, Hattiesburg, MS 39401
601.300.3753
- - - - - - - - - - - - - - - - - - - - - - - -
Federal Resources
FTC
Budget PDF / USA.GOV Debt Info
Hattiesburg Non-Profit Services
Food Bank: Edwards Street
Fellowship Center / Address: 1919 Edwards Street, Hattiesburg, MS 39401
/ Phone: 601.544.6149
Hot/Cold Meals: Extra
Table of Hattiesburg / Address: 3904 Hardy Street, Hattiesburg, MS 39402
/ Phone: 601.264.0672
Shelter In Case of Eviction (nearest
Hattiesburg): Fieldhouse for Homeless / Address: 5712 US, Hattiesburg,
MS 39401 / Phone: 601.336.4055
Social Assistance Programs:
Human Services Department for Hattiesburg / Address: 1604 West Pine Street,
Hattiesburg, MS 39401 / Phone: 601.554.4350
- - - - - - - - - - - - - - - - - - - - - - - -
Usury Law Governing
Hattiesburg MS
Summary of Mississippi Usury
Law(s) / Legal: 8% / Contract: 11%; 15% on organizational loans
over $2,000 / Judgment: 8% / Corporate: 15% over $2,500
(read
more on Mississippi lending laws)
Complaint process for Hattiesburg residents:
Mississippi
Department of Banking and Consumer Finance
/ Mississippi
Complaint Process / Complaint
Form (PDF)
Physical Address: Department of Banking
and Consumer Finance / PO Box 12129, Jackson, MS 39236-2129 / Phone: 601.321.6901
/ Fax: 601.321.6933 / Toll free: 800.844.2499
- - - - - - - - - - - - - - - - - - -
- - - - - - - - - -
WFL Loan Products
Loan Calculator / Estimation Only
Important Information
FAQ / Privacy / Terms / Contact / Site
Map
Disclaimer / Security / FICO
Impact / Credits
Ad
Disclosure / APR
& Fees / Collection
Default
Implications
To Top
©2021
We Find Lenders Inc. All Rights Reserved
|