Lenders: contact
us for listing removal.
USF Federal Credit Union
3487 Clark Rd Sarasota
FL 34231 - www.usffcu.com
813.569.2000
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Sarasota Municipal Employee CU
1558 1st St, Sarasota
FL 34236 - smecu.org
941.953.6744
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Achieva Credit Union
3000 Bee Ridge Rd, Sarasota
FL 34239 - www.achievacu.com
239.471.3560
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Publix Employees FCU
3430 Clark Rd, Sarasota
FL 34231 - www.pefcu.com
941.927.5220
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Florida Central Credit Union
3451 Cattlemen Rd, Sarasota
FL 34232 / 941.684.0094
floridacentralcu.com
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Fifth Third Bank
50 Central Ave #100, Sarasota
FL 34236 - www.53.com
941.329.4688
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CenterState Bank
1100 S Tamiami Trail Suite 100
Sarasota - FL 34236
www.centerstatebank.com
941.306.0100
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Chase Bank
240 N Washington Blvd Ste 100
Sarasota - FL 34236
locator.chase.com - 941.954.4432
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Stonegate Bank
333 N Orange Ave, Sarasota
FL 34236 - www.stonegatebank.com
941.366.7100
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Florida Community Bank
1790 Main Street Sarasota
FL 34236 / 941.363.9119
local.floridacommunitybank.com
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Bad Credit
Loan Application Form for Sarasota FL Residents
Sarasota FL
Lender Service Area Map
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for larger interactive map.
Sarasota FL
5x5 Loan App Volume
Top Five Sarasota areas for
loan pre-app volume over last five
months.
Source: WFL
Lender Pool. Updated
Monthly.
Loan To Avoid Eviction In Sarasota
FL
Brissa is in a world of trouble as far as financial
affairs are concerned. They say that trouble comes in threes and that
seems to be exactly what happened to Brissa.
First she lost her job and it took her a month to find another one that
would pay enough to cover her rent and her utilities. Next she had a
roommate who was paying half of the rent and the utilities.
That person left and checks bounced. She could not pay the rent nor
the utilities and she owed money to her landlord and the utilities that
her roommate was supposed to pay for.
Finally, she had a small accident and she needed medical care which
used up any savings that she had set aside. She does not receive any
benefits for health care on the job she had or the new job she just
obtained.
After paying as much as she could, Brissa still owes three months’
rent and she is one month overdue on her utilities for electricity etc.
They are threatening to cut off the utility until she catches up with
her payments. The landlord is also threatening to start eviction proceedings.
She knows that her credit rating has nose dived, but she cannot do much
about that just now.
On a more positive front a new roommate is moving in tomorrow and has
paid her rent and her portion of the utilities in advance. This will
help in the long term to get her back on track.
It will help in the short term as well. She can avoid the utilities
from being cut off. Her new roommate certainly would not like that scenario.
She needs a $3000 loan to catch up on everything and she plans to repay
it over the next year.
A $3000 loan with an one-year term and 8.5% interest rate for Brissa
would cost her the following per month:
• Loan Amount (principal) = $3000
• Interest Rate = 8.5%
• Term Length = 1 year
• Monthly Payment = $261.66
• Total Paid Back = $3139.91
• Total Interest = $139.91
It is fortunate for Brissa that she was able to have a new roommate
move in. Otherwise her cash flow would not have supported the monthly
loan payment for the loan that she has applied for.
She might not have been approved for the loan, particularly since her
credit score is so low. She will be able to repay her landlord and also
avoid eviction.
Now that she has got her finances under control, she has a roommate
who is paying some of the bills and she has a new job her life is looking
more positive after the rough few months she has had.
She can actually work extra hours to make some additional income which
she plans to use towards the loan and repay it in less than a year.
As a last resort she was going to ask her dad for help, however now
that she has the loan, the job and the roommate, she can avoid going
to him. That was really the last thing she wanted to do.
If you live in Sarasota FL and you need
a loan regardless of a bad credit rating our website may be very helpful.
All the best,
Chris Somerset

Chris
Somerset is a dedicated writer for WeFindLenders.com.
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Job & Education Advancement Ideas
in the Sarasota FL Area
Do you live in Sarasota and been dealing
with money problems? It's never too late to upgrade your education and/or
job.
Job Upgrade: Indeed
/ Monster
Education Advancement:
College / University
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Credit Counseling
In Sarasota FL
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for larger interactive map.
Consumer Credit Counseling Services
1750 17th St Sarasota
FL 34234 / 941.316.9600
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Consumer Credit Counseling Services
1701 Ringling Blvd, Sarasota
FL 34236 / 941.256.8133
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Federal Resources
FTC
Budget PDF / USA.GOV
Debt Info
Sarasota Non-Profit Services
Food Bank: All Faiths
Food Bank / Address: 8171 Blaikie Court, Sarasota, FL 34240 / Phone: 941.379.6333
Hot/Cold Meals: Second
Chance Last Opportunity / Address: 1933 Drive Martin Luther King Way,
Sarasota, FL 34234 / Phone: 941.360.8660
Shelter In Case of Eviction:
Resurrection House / Address: 507 Kumquat Court, Sarasota, FL 34236 /
Phone: 941.365.3759
Social Assistance Programs:
The Salvation Army Sarasota / Address: 1400 10th
Street, Sarasota, FL 34236 / Phone: 941.364.8845
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Usury Law For
Sarasota FL
Summary of Florida Usury Law that applies to Sarasota
/ Legal: 10% Contract: 18% and above $500K @
25% Judgment: 6% Corporate: No ceiling
For more regarding Sarasota's legal
authority on lending and finance check out the Florida
State Legislature website see Statute §687
and §516.031
page.
If you believe any Sarasota company
is acting in a predatory manner, please complain here:
Florida Office of Financial Regulation Division
of Consumer Finance / Mailing Address: Florida Office of Financial
Regulation / 200 E. Gaines Street, Tallahassee, FL 32399 / Physical Address:
Florida Office of Financial Regulation / 101 E. Gaines Street Tallahassee,
FL 32399 Phone: 850.487.9687 / Online
complaint process
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