Dover DE
Fair To Bad Credit Loans

We Find Lenders Who Lend To Bad Credit Borrowers

We Find Lenders Inc. Fair To Bad Credit Loans Logo

Home > How To Apply >

Delaware Lenders > Dover

This page was last updated September 2018

Commentary for informational purposes only. See disclaimers here.

Bad Credit Loan Testimonial Reviews

Let's get you approved
Enter zip and your 3 digit credit score.

Fair Credit Lenders in Dover DE

Lenders: contact us for listing removal.

- - - - - - - - - - - - - - - - - - - - - - - -

Provident Federal Credit Union
401 S New St Dover
DE 19904 - 302.734.1133
www.providentfcu.com

- - - - - - - - - - - - - - - - - - - - - - - -

Dover FCU
1075 Silver Lake Blvd, Dover
DE 19904 - www.doverfcu.com
302.678.8000

- - - - - - - - - - - - - - - - - - - - - - - -

Dover Federal Credit Union
225 S Saulsbury Rd, Dover
DE 19904 - www.doverfcu.com
302.678.8000

- - - - - - - - - - - - - - - - - - - - - - - -

Del-One Federal Credit Union
270 Beiser Blvd, Dover
DE 19904 - www.del-one.org
302.739.4496

- - - - - - - - - - - - - - - - - - - - - - - -

American Spirit FCU
58 Carver Rd, Dover
DE 19904 - 302.674.5281
www.americanspirit.org

- - - - - - - - - - - - - - - - - - - - - - - -

Axcell Credit Corporation
926 Westview Terrace, Dover
DE 19904 - 302.674.1144

- - - - - - - - - - - - - - - - - - - - - - - -

WSFS Bank
290 S Dupont Hwy, Dover
DE 19901 - wsfsbank.com
302.741.2400

- - - - - - - - - - - - - - - - - - - - - - - -

TD Bank
1035 Forrest Ave, Dover
DE 19904 - www.tdbank.com
302.760.4790

- - - - - - - - - - - - - - - - - - - - - - - -

Citizens Bank
1399 Forrest Ave, Dover
DE 19904 - 302.734.0231
locations.citizensbank.com

- - - - - - - - - - - - - - - - - - - - - - - -

Artisans' Bank
1555 S Governors Ave Dover
DE 19904 - 302.674.1754
www.artisansbank.com

- - - - - - - - - - - - - - - - - - - - - - - -

MidCoast Community Bank
584 N Dupont Hwy, Dover
DE 19901 - 302.724.4833
midcoastbankonline.com

- - - - - - - - - - - - - - - - - - - - - - - -

Bad Credit Loans in Dover DE

Fast Loan Pre-App Method
Accessing Bad Credit Lender Pool (?)

Learn about GAP (Gift Angel Program)

 

Dover DE Lender Area Map

Dover Bad Credit Lenders Map - Initial Static Image

Tap image for interactive map.

Dover DE Loan App Volume

Top 5 Dover neighborhood loan app volume

  1. Alder Meadows
  2. Tanglewood Acres
  3. Cricklewood
  4. Dover Brook
  5. Farmwood Village

Delaware Legislative Hall in Dover Delaware: Licensing

Dover Bad Credit Loan Example

Keith live in Dover and is struggling to pay all of his regular monthly bills and pay for his daughters extra curricular activities. He needs a loan to help pay for a trip that she wants to take with the basketball team at her school.

They are going to a regional tournament where there will be many scouts reviewing the players for potential future stars.
They have been invited to a tournament at the state level which will last from Thursday right through to Sunday.

Depending on how well they do, they could stay until Sunday or come home early. The team has done really well this season and basketball scouts have been seen at some of the games. Basketball scouts will definitely be at this tournament looking for potential candidates with the potential to make it at higher levels.

The girls are all excited with dreams of landing a scholarship at a university and perhaps a major contract.

While the chances are remote, all of the girls, including Keith’s daughter really want to be part of this tournament with all of the potential opportunities. She will need approximately $1000 to cover all of the expenses associated with the trip.

This includes the entry fee, transportation, hotel costs and meals along with miscellaneous expenses. Keith does not have the ready cash for this trip and needs to find a loan.

He really wants to help his daughter achieve her dreams. A $1000 loan with a 1 year term 9.13% interest rate for Keith would cost him the following per month:

Loan Amount (principal) = $1000
Interest Rate = 9.13%
Term Length = 1 year
Monthly Payment = $87.51
Total Paid Back = $1050.14
Total Interest = $50.14

He does not have a credit card and cannot apply for one. He does not have the income to support a credit card application so this is not an option. Keith works almost twelve hours a day to make ends meet at a minimum wage job.

He is one of the fortunate consumers in that he has a job and does not have any loans. He owns his car and he pays his rent on time. His credit rating is average.

His wife also works full time and also is paid at a minimum wage level. They both work hard, but just cannot seem to save money for emergencies, whether it is health related, sudden home expenses or special needs such as this one.

They do not have sufficient savings to pay for this trip that their daughter desperately wants to take. It could be a life changing opportunity for her and the family if she were picked up by one of the basketball teams or universities.

Not only would she receive a scholarship towards an education, there is a chance that she could make it into the big time.
This is a huge dream for many parents and their kids and a dilemma for them as well.

They have to ask the really difficult questions about their daughter’s ability and opportunities. They do not have a lot of money and no savings. This is a huge commitment on their part and a huge potential opportunity for the family as well.

Lenders will be sympathetic to their needs, however it all comes down to Keith’s ability to repay the loan based on his credit rating, their income and past history of meeting all of their obligations.

Keith has an average credit rating, a positive history of meeting all of his monthly payments and the loan is less than a hundred a month spread over a twelve-month period. He should have no problems being approved for this loan.

If you're living in Dover Delaware like Maggie, and need a loan regardless of your credit rating, we may be able to help you find a willing lender.

Sincerely,

Andy Somerset

Andy Somerset is a writer for the WFL Project.

- - - - - - - - - - - - - - - - - - - - - - - - - - - - -

Upgrades Nearest Dover DE

Job/Income Upgrades: Indeed / Monster

Education Upgrades: College / University

- - - - - - - - - - - - - - - - - - - - - - - - - - - - - 

Dover Credit Counseling

Dover Credit Counsellors Map - Initial Static Image

Tap image for interactive map.

Counselors contact us for listing removal or info change.

Angle Financial Services
31 Saulsbury Rd #2 Dover
DE 19904 - 302.735.7526
anglefinancialservices.com

- - - - - - - - - - - - - - - - - - - - - - - -

Ncall Research
363 Saulsbury Rd, Dover
DE 19904 - www.ncall.org
302.678.9400

- - - - - - - - - - - - - - - - - - - - - - - -

Prime Vision Credit Pros
301 doveview Dr Unit 204, Dover
DE 19904 - 800.423.8171
visionarycreditpros.com

- - - - - - - - - - - - - - - - - - - - - - - -

Federal Resources

FTC Budget PDF / USA.GOV Debt Info

Dover Assistance Programs

Food Bank: Calvary Assembly of God Food Closet / Address: 1141 East Lebanon Road, Dover, DE 19901 / Phone: 302.697.7776

Hot/Cold Meals: Southside Baptist Church / Address: 4904 South Dupont Highway, Dover, DE - 19901 / Phone: 302.697.2411

Shelter In Case of Eviction: The Shepherd Place / Address: 1362 S. Governor Ave. Dover, DE, 19904 / Phone: 302.678.1909

- - - - - - - - - - - - - - - - - - - - - - - -

Usury Law Governing Dover DE

Summary of Delaware Usury Law(s) / Quote: Legal: 5.5% Contract: 5.5% plus surcharge; any rate over $100,000 not secured by mortgage or residence / Judgment: 5.5% / Corporate: No rate specified (read more on Delaware lending laws)

Complaint process for Dover residents:

Delaware Office of the State Bank Commissioner / Physical Address: 555 E. Loockerman Street, Suite 210, Dover, DE 19901 / Phone: (302) 739-4235 or (302) 577-6722 / Fax: (302) 739-2356 / Email: bankcommissioner@state.de.us / Delaware Office of the State Bank Commissioner / Delaware Complaint Process

- - - - - - - - - - - - - - - - - - - - - - - - - - - - -

WFL Loan Products

Dover residents struggling with bad credit can learn about our bad credit loan service, or if their credit is borderline they can learn about fair credit loan service. If you're deep in debt you can learn about our debt consolidation loan service.

Loan Calculator / Estimation Only

- - - - - - - - - - - - - - - - - - - - - Enter
  Loan Amount
  Interest rate
  Term In Yrs
- - - - - - - - - - - - - - - - - - - - - Results
  Mo. Payment
  $$ To Lender
  $$ of Interest

 

Important Information

FAQ / Privacy / Terms / Contact / Site Map

Disclaimer / Security / FICO Impact / Credits

Ad Disclosure / APR & Fees / Collection

Default Implications

 

To Top

©2018 We Find Lenders Inc. All Rights Reserved