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This page was last updated November 2018

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Fair Credit Lenders in Bridgeport CT

Lenders: contact us for listing removal.

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GE Credit Union
1 Lafayette Circle
Bridgeport, CT 06604
www.mygecreditunion.com
800.992.8472

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Bridgeport Police FCU
3590 Main Street, Bridgeport
CT 06606 - www.mybpfcu.org
203.374.6500

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BPT Employees Credit Union
45 Lyon Terrace, Bridgeport
CT 06604, 203.576.7280

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The Bridgeport Fire Department
Employees Federal Credit Union
3115 Madison Ave, Bridgeport
CT 06606, 203.374.8120

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Bridgeport Hospital FCU
267 Grant St, Bridgeport, CT 06610
hcffcu.org - 203.384.3094

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Bridgeport-Fairfield Cu
45 Lyon Terrace # 1, Bridgeport
CT 06604, 203.576.0554

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St. Vincent's Medical Center
(Federal Credit Union)
2800 Main St, Bridgeport
CT 06606 - www.svmcfcu.org
475.210.5588

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Bridgeport Hospital FCU
267 Grant St, Bridgeport
CT 06610 - hcffcu.org
203.384.3094

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People's United Bank
1728 Park Ave, Bridgeport
CT 06604, 203.336.6502
branches.peoples.com

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Webster Bank
3546 Main St, Bridgeport
CT 06606, 203.371.1490
public.websteronline.com

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Bad Credit Loans in Bridgeport CT

Fast Loan Pre-App Method
Accessing Bad Credit Lender Pool (?)

Learn about GAP (Gift Angel Program)

 

Bridgeport CT Lender Area Map

Bridgeport Bad Credit Lenders Map - Initial Static Image

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Bridgeport CT Loan App Volume

Top 5 Bridgeport neighborhood loan app volume

  1. Upper East Side
  2. North End
  3. South End
  4. Boston Avenue
  5. Enterprise Zone

Barnum Museum in Bridgeport Connecticut: Licensing

Bridgeport Bad Credit Loan Example

Andre was in the market for a new vehicle, but he was declined for credit with all Bridgeport car dealerships (well...two dealerships to be precise). The problem was his credit score being "too low to go".

It's very common problem, and always has been for millions of Americans, who find themselves strapped for cash. They get behind on some of the creditor payments, and before you can say "HOLY FICO TROUBLE", they have a score below 600.

This is not by any means the end of the world though - it's only a temporary financial setback, and should be looked upon a such. The reason I'm even mentioning this, is because Andre was really beating himself up over his low credit score. He felt like he was "a bad person" and it was affecting his self-esteem.

Never let a bad credit rating affect how you feel about yourself. Never let a bad credit score make you feel "lesser than" anyone else. Just hold your head up high, and remember your score is only temporary, and always on the move.

So why not buckle down and start rebuilding your credit?

Well, it's easy to just flippantly say "DO IT", but it's not so simple, and it takes time. What Andre did was find a reputable lender who lends money to bad credit applicants, and this way he was able to start mending his low credit score.

I think it was Andre's third application (pre-app) through our site before he was approached by a lender licensed to lend monies in Bridgeport Connecticut. He submitted three pre-apps over a three week period, and was finally able to get a reasonable APR on a $35,000 loan.

Below we have some calculations on his interest, principal, and monthly payments. This is all just for an example of what someone in the Bridgeport area experienced, as per what Andre submitted on his approval comment. We have no way of actually knowing what he paid the lender in APR, or principal.

Here are the calculations in Andre's $30000:

• Loan Amount (principal) = $30,000
• Interest Rate = 11.77%
• Term Length = 4 year
• Monthly Payment = $786.63
• Total Paid Back = $37,758.31
• Total Interest = $7,758.31

At the time of Andre's approval his credit score was in the 590 range, and this is what accounts for the interest rate listed above being 11.77%. Even though his credit score was in the crapper, he managed to get a reasonable rate on the thirty grand. However, this is just the interest rate he reported, and we have no idea what extra fees may have been agreed to in his lender/borrower contract.

All in all, not to shabby. But (big but!), even though he was ultimately approved, he had to get his act together as far as his monthly income and spending goes. Somehow he ended up with bad credit, so he has to find a way to stick to a realistic budget, and make SURE all his credit payments are made on time - and in full!

If you're living in Bridgeport Connecticut like Andre, and need a loan regardless of your credit rating, we may be able to help you find a willing lender.

Sincerely,

Andy Somerset

Andy Somerset is a writer for the WFL Project.

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Upgrades Nearest Bridgeport CT

Job/Income Upgrades: Indeed / Monster

Education Upgrades: College / University

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Bridgeport Credit Counseling

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Counselors contact us for listing removal or info change.

EV's Debt Consulting
36 Larkin Ct Stratford
CT 06615 - 203.375.6046

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Andrea Tax and Financial Services LLC
831 Capitol Ave, Bridgeport
CT 06606 - 347.692.5316
https://bit.ly/2m2l76h

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Connecticut Institute Of Finance
4749 Main St Suite 3, Bridgeport
CT 06606 - www.ctiof.com
203.371.4242

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Federal Resources

FTC Budget PDF / USA.GOV Debt Info

Bridgeport Assistance Programs

Food Bank: Bridgeport Connecticut Salvation Army / 30 Elm Street, Bridgeport, CT 06604 / Phone: 203.334.0995

Hot/Cold Meals: Healing Tree (Kings Pantry Mobile Food Truck) / Healing Tree Economic Development, Inc. (King’s Pantry) / Contact Address: P.O. Box 55018, 30 Florence Street Bridgeport, CT 06607 / Phone: 203.576.0522 or 203.335.9255 Fax: 203.335.1476 /

Shelter In Case of Eviction: Bridgeport Rescue Mission / Address: (Men's Shelter) 1088 Fairfield Avenue, Bridgeport CT / Phone: 203.333.4087 / Womens Shelter (Call for Address): 203.5405449

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Usury Law Governing Bridgeport CT

Summary of Connecticut Usury Law(s) / Legal: 8 percent Contract: 12 percent / Judgment: 10 percent / Corporate: Any rate over $10,000 (read more on Connecticut lending laws)

Complaint process for Bridgeport residents:

Connecticut Department of Banking / Physical Address: 260 Constitution Plaza, Hartford, CT 06103-1800 / Phone: 1-800-831-7225, ext. 8170 / Phone Direct: 860-240-8170 / Fax: 860-240-8178 / Email: banking.complaints@ct.gov / Connecticut Department of Banking / Connecticut Complaint Process

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WFL Loan Products

Bridgeport residents struggling with bad credit can learn about our bad credit loan service, or if their credit is borderline they can learn about fair credit loan service. If you're deep in debt you can learn about our debt consolidation loan service.

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