Fair Credit Lenders in Mesa AZ
Lenders: contact
us for listing removal.
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Arizona Federal Credit Union
7202 E Southern Avenue Mesa
AZ 85209 / 602.683.1000
www.arizonafederal.org
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Mountain America Credit Union
4325 E Southern Avenue, Mesa
AZ 85206 / www.macu.com
480.985.2268
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EM Federal Credit Union
50 W Iron Avenue, Mesa
AZ 85210 / 480.633.4435
emfederalcreditunion.org
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SunWest Federal Credit Union
1253 S Gilbert Road, Mesa
AZ 85204 / www.mysunwest.com
602.866.1100
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Desert Financial Credit Union
1606 S Signal Butte Road, Mesa
AZ 85209 / www.desertfinancial.com
602.433.7000
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TruWest Credit Union
6550 E Superstition Springs Blvd
Mesa AZ 85206 / truwest.org
480.441.5900
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UNIFY Financial Credit Union
1355 S Clearview Avenue #400, Mesa
AZ 85209 / www.unifyfcu.com
877.254.9328
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Banner Federal Credit Union
2225 W Southern Avenue, Mesa
AZ 85202 / www.bannerfcu.org
602.254.5291
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Landings Credit Union
12, 1601 W Main St
Mesa, AZ / 85201
www.landingscu.org
480.967.9475
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OneAZ Credit Union
2277 W Guadalupe Rd Gilbert
AZ 85233 / www.oneazcu.com
844.663.2928
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Bad Credit
Loans in Mesa AZ
Mesa AZ Lender
Area Map
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map.
Mesa AZ Loan App
Volume
Top 5 Mesa
neighborhood loan app volume
- Northeast
- Rancho del Mar
- North Center Street
- Boulder Mountain
- Crismon Creek
Mesa Bad Credit Loan Example
Ali was only 21 years old at the time
of his application here on our site. He had just been hired by a tire
shop in the Mesa Arizona area. He thought that since he had a new job
he might be able to get a loan to consolidate the following three debts
into one.
$2000 Visa card @ 19.45%
$4000 Mastercard @ 18.77%
$1000 payday loan debt
His credit rating wasn't all that bad really. His Equifax
score was 640, his Experian 670, and his Transunion 683. This isn't really
a terrible score, but it was low enough to make it difficult to get a
loan with only a new job to show for.
Furthermore, he only wanted to a consolidation loan for
$7000 which is quite low. As we've mentioned (to many times to count)
our WFL, lending institutions don't like to approve personal loans for
such a small amount. There just isn't a huge profit to be made in that
principal range.
This is why Ali first started trying to get approved with
Prosper and with other crowd funding sites. Unfortunately, none of those
ideas worked for him.
He was finally approved (after three different pre-apps)
for the loan with the following terms.
• Debt Consolidation Amount = $7000
• Interest Rate = 8.76%
• Term Length = 1
• Monthly Payment = $611.38
• Total Paid Back = $7336.58
• Total Interest = $336.58
His interest was really low for the year at $336.58 which
is a lot better than any other lender offered him. No loan shark is ever
going to give him that kind of rate considering is credit score at the
time of submitting his application.
Below are the two offers he got from the WFL lending pool.
Nation wide lender @ 9.22%
Arizona wide lender @ 8.76%
The private lender based out of Mesa gave
him an approval at 8.76 percent and Ali was extremely relieved. He got
rid of the predatory lender and the two credit card balances in one go.
We get people asking questions like "Who is this
lender that gave him the loan?!"
We have an agreement with all of the lenders in the pool
not to publish their direct information. They want to engage borrowers
and applicants based on the pre-apps they review in our system.
They don't want to be getting endless phone calls and
emails from applicants who aren't even close to being in a position to
be approved for a loan.
This is why we always encourage people to fill the pre-app(s)
correctly. If you take just a moment to read our instructions you will
have a much better chance of getting the attention of legitimate lenders
who can help you.
If you live in Mesa
Arizona and you need a loan
regardless of a bad credit rating we hope our website helps you in some
way.
Sincerely,
Andy Somerset

Andy
Somerset is a writer for the WFL Project.
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Upgrades Nearest Mesa AZ
Job/Income Upgrades: Indeed
/ Snag-A-Job
Education Upgrades:
College / University
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Mesa
Credit Counseling
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map.
Counselors contact
us for listing removal or info change.
My Credit Guy Credit Restoration
4115 E Valley Auto Dr #103 Mesa
AZ 85206 / www.mycreditguy.com
480.999.2550
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Premier Credit Repair
120 W 1st Avenue, Mesa
AZ 85210 / creditrepairmesa.net
602.298.4672
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White Glove Credit Repair
1220 N Spencer, Mesa
AZ 85203 / 888.644.3336
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Federal Resources
FTC
Budget PDF / USA.GOV
Debt Info
Mesa Assistance Programs
Food Bank: United Food
Bank / Address: 358 East Javelina Avenue, Mesa, AZ 85210 / Phone: 480.926.4897
Hot/Cold Meals: Paz De
Cristo Outreach Center / Address: 424 West Broadway Road, Mesa, AZ 85210
/ Phone: 480.464.2370
Shelter In Case of Eviction:
A New Leaf / Address: 868 East University Drive, Mesa, AZ 85203 / Phone:
480.969.4024
Social Assistance Programs:
Mesa Community Action Network / Address: 635 East
Broadway Road, Mesa, AZ 85204 / Phone: 480.833.9200
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Usury Law Governing
Mesa AZ
Summary of Arizona Usury Law(s) /
Quote: Legal: 10% Contract: Whatever rate agreed to by both parties
/ Judgment: 10% / Corporate: No specific rate
(read
more on Arizona lending laws)
Complaint process for Mesa residents:
Arizona Department of Financial
Institutions /
Physical Address: 2910 N. 44th Street, Suite 310, Phoenix, Arizona, 85018
/
Telephone: 602-771-2800, Toll Free: 1-800-544-0708, Fax: 602-381-1225
Arizona Department of Financial Institutions
/ Arizona
Complaint Process
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