100 Online Loan Calculators
(the ultimate list)

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Last updated on November 08 2018

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Today we're featuring the websites (and publishers) who provide us with free online loan calculators. We've included a brief summary of the fields you need filled out on each calculator, a link, and a video review for one calculator from each provider's website.

Randy Darling's Video Series DTI Calculator

We will be amending this list from time to time. If you have an online loan calculator, and you want to be featured on this page, please contact us and we'll get on it for our Addendum list.

All descriptions paraphrased from sources.
Shout out to mobiReady for their device screen comparison service.
 

 

Compare Calculator Providers

Loan Calculator Provider Index

Note: not ordered best to worst / chosen for
amounts, types, and styles

Finder.com / WeFindLenders.com

Bankrate.com / FinancialMentor.com

CalculatorSoup.com

They allow you to grab a snippet of code for each calculator, so you can embed them on your website(s). When your user clicks on their link, the actual calculation is taking place on their servers. Our favorite is #4 on our list: How Much Loan Can You Afford

Tap Image for Video Review (Mobile and Desktop Experience)

Calculator Soup Video Review - Initial Static Image

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1.) Basic Loan Calculator

determine your monthly payment, interest rate, number of months, or principal amount on a loan - try it

2.) Advanced Loan Calculator

allows you to calculate loans with different compounding and payment frequencies - try it

3.) Loan Repayment Calculator

allows you to calculator how extra payments can change the term of your loan, or how much additional you must pay each month if you want to reduce your loan term - try it

*4.) How Much Loan Can I Afford?

for calculating how much money you can afford to borrow - try it

5.) Equated Monthly Installment Calculator (EMI)

for fixed rate loans - try it

6.) Auto Loan Calculator

your monthly car payments and amortization schedule - try it

7.) Auto Loan Payment Calculator

including trade in amount, tax and down payment - try it

8.) Auto Loan Affordability Calculator

based on the monthly payment you can afford and tells you how much car or truck you can get - try it

9.) Mortgage Payment Calculator

for estimating your mortgage payments - try it

10.) Mortgage Payment with Taxes and Insurance

add your property tax and homeowner's insurance - try it

11.) Mortgage Repayment with Extra Payments

see how making extra payments crushes your principal - try it

12.) Interest Only Mortgage

see what your mortgage is costing you over time - try it

13.) Property Tax Calculator

include assessed value of your property and see calculate tax - try it

14.) Mortgage Cost Estimation

see how much house can you afford - try it

15.) Loan Payment Table Generator

creates a payment table - try it

16.) Amortization Schedule

amortization schedule and the principal with interest installments - try it

back to loan calculator comparison index

 

Calculator.net

Next up is Calculator.net. They've really nailed the online calculator service. Slick loan calculators with interactive drop down amortization payment schedules, pie charts, graphs, etc. Our favorite is #19 on our list: 3-IN-1 Loan Calculator

Tap Image for Video Review (Mobile and Desktop Experience)

Calculator.net Video Review - Initial Static Image

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17.) Basic Payment Calculator

enter loan amount / term / interest rate - try it

18.) Basic Interest Calculator

enter starting principal / annual payback / monthly payback / interest rate / compounding period / after length / tax rate / inflation rate - try it

*19.) 3-in-1 Loan Calculator

typically for calculating mortgages, vehicle loans, student loans, and personal loans / this is a three-in-one that calculates an amortized loan, deferred payments, and bond - try it

20.) Mortgage Calculator

covers it all / enter down payment, principal, loan terms, interest rate, start date. Optional inclusion of property taxes, home insurance, PMI insurance, HOA fees, and misc. costs / provides a nice payment schedule drop down - try it

21.) Vehicle Loan Calculator

enter vehicle price, loan term, interest rate, down payment, trade-in-value (if applicable), State of residence, sales tax, title or registration fees / results give you a monthly an yearly amortization payment schedule - try it

22.) Student Loan Calculators

includes a basic student loan calculator, a student loan repayment calculator, and student loan projection calculator - try it

23.) VA Mortgage Calculator

enter real estate price, down payment, loan term in years, VA loan limit, used entitlement, VA Eligibility (active, veteran, reservist, national guard, surviving spouses, service related disability, VA funding fee - try it

24.) Basic Amortization Calculator

enter loan amount, term length, and APR / provides drop down of payment schedule for monthly and yearly - try it

25.) House Affordability Calculators

house affordability calculator #1: enter annual household income / mortgage loan term / interest rate / monthly recurring debt payback / down payment / property taxes / HOA or Co-op fee / insurance / DTI (debt-to-income-ratio) / house affordability calculator #2 based on fixed monthly budget: enter budget for house / mortgage term length / interest rate / down payment / property tax / HOA or Co-op fee / insurance / maintenance expenses - try it

26.) Mortgage Payoff Calculators

#1 - if you know the remaining loan term: enter original loan amount / original loan term / interest rate / remaining term / repayment options (payback in one lump sum, repayment with extra payments, biweekly repayment, normal repayment) / #2 - if you don't know the remaining loan term: enter unpaid principal balance / monthly payment / interest / repayment options (repayment with extra payments, biweekly payments, normal payments) - try it

27.) Mortgage Refinance Calculator

enter original amount of current loan / loan term / interest rate / time remaining / new loan term / interest rate / points / cash amount / costs - try it

28.) FHA Loan Calculator

enter home price / down payment / loan term / interest rate / upfront FHA MIP / annual FHA MIP / annual FHA
MIP duration / options: property taxes / home insurance / HOA fee / misc. costs / start date - try it

29.) APR Calculators

#1 basic APR calculator: enter loan amount / loan term / interest rate / compound / pay back / loan fees / upfront fees #2 mortgage APR calculator: enter property value / down payment / loan term / interest rate / loan fees / points / PMI insurance - try it

30.) Down Payment Calculators

#1 using upfront cash on hand: enter upfront cash on hand / down payment / closing costs / interest rate / loan term #2 using home price: enter home price / down payment / closing costs / interest rate / loan term #3 using home price and cash on hand: enter home price / upfront cash on hand / closing costs / interest rate / loan term - try it

31.) Auto Loan Calculator

#1 by total price: enter vehicle cost / loan term / interest rate / down payment / trade-in value / state of residence / sales tax / registration fee(s) #2 by monthly payment: enter monthly payment / loan term / interest rate / down payment / trade in value / state of residence / sales tax / registration fee(s) - try it

32.) Personal Loan Calculator

enter loan amount / interest rate / insurance / loan term / start date / origination fee (paid deduct from loan, paid upfront) origination fee (as percentage, as fixed amount) - try it

33.) Credit Card Payment Calculators

#1 payback specific amount: enter credit card balance / interest rate / minimum payment / payment plan (lump sum payment, minimum payment, fixed payment) #1 payback within specific timeframe: enter credit card balance / interest rate / payback length (year/month) - try it

34.) Multiple Credit Cards Payment Calculator

enter all credit cards / all credit card balances / all credit card minimum payments / all credit card interest rates / your monthly budget allowance for paying down credit card balances - try it

35.) All Debts Payment Calculator

enter all debts / all debt balances / all minimum payments and fixed payments / all interest rates / extra payments (per month, per year, one time payment) - try it

36.) Debt Consolidation Calculator

enter all debts / all debt balances / all minimum payments and fixed payments / all interest rates / consolidation loan amount / interest rate / loan term / loan fees/points - try it

37.) Business Loan Calculator

enter loan amount / interest rate / compound period / loan term / payback period / origination fee / documentation fee / misc. fees - try it

 

back to loan calculator comparison index

 

 

Finder.com

Next up is Finder.com. They have a small collection of loan calculators. Visually pleasing and handy. Our favorite is #40 on our list: Debt Consolidation Savings Calculator

Tap Image for Video Review (Mobile and Desktop Experience)

Finder.com Loan Calculator Video Review - Initial Static Image

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38.) Personal Loan Affordability Calculator

enter term length / interest rate / application type (single, joint) / gross income / tax free income / rental income / other monthly payments / auto loan payment / total credit card limit / number of dependants - try it

39.) Monthly Payments Loan Calculator

enter loan amount / loan term in years / interest rate - try it

*40.) Debt Consolidation Savings Calculator

enter debt amount / interest rate / total monthly payments - try it

41.) Loan Comparison Calculator

enter loan term / loan amount / fixed rate of two lenders / fixed loan terms of two lenders / ongoing rate of two lenders / upfront fees of two lenders / other fees of two lenders / early payment of two lenders - try it

42.) Auto Loan Monthly Payment Calculator

enter loan amount / interest rate / loan length - try it

43.) Business Loan Calculator

enter loan term / loan amount / fixed rate of two lenders / fixed loan terms of two lenders / ongoing rate of two lenders / upfront fees of two lenders / other fees of two lenders / early payment of two lenders - try it

 

back to calculator comparison index

 

WeFindLenders.com


Next up is us ;-) We have one basic loan payment calculator, and our APR Estimator/Report tool. Our favorite is #45 on our list: APR Estimation Based On Credit Score and Zip Code (but of course we're biased on this one).

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WeFindLenders.com APR Estimator Video Review - Initial Static Image

44.) Monthly Payment Loan Calculator

enter loan amount / interest rate / loan length / calculates monthly payments, total paid back to lender, and total interest paid to lender - try it

*45.) APR Estimation/Reporting Calculator

enter zip code / credit score / uses back history data from other borrowers to estimate your APR in your area with your credit score - try it

 

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Bankrate.com


Next up is Bankrate.com - Our favorite is #49 on our list: Home Affordability Calculator.

Tap Image for Video Review (Mobile and Desktop Experience)

Bankrate.com Loan Calculator Video Review - Initial Static Image

 

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46.) Basic Loan Calculator

enter loan amount / loan term in years or months / interest rate - try it

47.) Mortgage Calculator

enter home price / down payments (amount or percentage) / mortgage term in months and years / interest rate - try it

48.) Amortization Schedule Calculator

enter loan amount / loan term in years or months / interest rate - try it

*49.) Home Affordability Calculator

enter gross monthly income (wages, investments, alimony, other) / down payment / loan term / property taxes / home insurance / interest rate / expenses (vehicle loan payment, alimony, credit payments, other debts) / - try it

50.) Auto Loan Calculator

enter total to borrow / length of term / vehicle age (new, used) / interest rate - try it

51.) Auto Refinance Calculator

enter current monthly payment / balance left on car loan / current interest rate / new interest rate / remaining auto loan term / new auto loan term - try it

52.) Early Payment Loan Calculator

enter # of months remaining in term / total loan term / auto loan amount / extra monthly payment / interest rate (annually) / - try it

53.) Loan Pre-Qualification Calculator

enter loan amount / interest rate / loan term / total yearly income / number of income sources / monthly payments on existing debt / credit card(s) limits / number of dependants / existing home equity - try it

54.) Loan Comparison Calculator

used for multiple loans at once - enter loan amounts of all loans / interest rates for all loans / loan term lengths on all loans / loan amortization on all loans / origination fees on all loans / commitment fee on all loans / other fees on all loans / other costs on all loans - try it

55.) 401(k) Loan Calculator

enter amount to borrow / rate of return on existing 401(k) / interest rate agreeing to pay / loan term in years / years until retirement - try it

 

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FinancialMentor.com


Next up is FinancialMentor.com - they have a total of 8 loan calculators to choose from. Our favorite is #56 on our list: Interest Rate Calculator With Missing Field Solver.

Tap Image for Video Review (Mobile and Desktop Experience)

FinancialMentor.com Loan Calculator Video Review - Initial Static Image

 

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*56.) Interest Rate Calculator
(with missing field solver)

enter 3 of 4 fields (loan amount, term length, interest rate, monthly payment amount) and it will create the missing field and produce and amortization table for you - try it

57.) Amortization Schedule Calculator

enter purchase price / down payment (optional) / loan amount / interest rate / loan term length / payment frequency - try it

58.) Loan Repayment Calculator

enter amounting owing on loan / APR (annual interest rate) / # of months you wish to pay off the loan - try it

59.) Debt Snowball Calculator

enter all creditors / all balances owed / all interest rates / all monthly payments - try it

60.) Basic Total Interest Calculator

enter loan balance owing / interest rate / monthly payment amount - try it

61.) Interest Only Calculator

enter loan principal owed / APR - try it

62.) Basic Loan Payment Calculator

enter loan principal owed / APR / term - try it

 

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SmartAsset.com


Next up is SmartAsset.com with 4 loan calculators. Our favorite is #64 on our list: Mortgage Calculator.

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SmartAsset.com Loan Calculator Video Review - Initial Static Image

 

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63.) Basic Personal Loan Calculator

enter loan amount / APR / term - try it

*64.) Mortgage Calculator

enter home price / down payment / interest rate / loan type (30 year fixed, 15 year fixed, 5/1 ARM) / location / yearly property tax / yearly homeowners insurance / monthly HOA or condo fees - try it

65.) Home Affordability Calculator

enter location (pre-filled from you I.P. address) / marital status / annual income / down payment / monthly debt servicing payments / credit score / homeowner's insurance / HOA or co-op fees, or condo fees / annual inflation / annual return on investments & savings - try it

66.) Closing Costs Calculator

enter location / target home price / down payment - try it

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GoodCalculators.com


Next up is Goodcalculators.com with 14 loan calculators. A lot of the terminology is British and currency is in £. Example: they refer to a car title loan as a "Logbook Loan". However, the calculations are universal in most cases. Nicely presented on their website and excellent data. Our favorite is #68 on our list: Student Loan Repayment Calculator.

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GoodCalculators.com Loan Calculator Video Review - Initial Static Image

 

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67.) Basic Loan Repayment Calculator

enter loan amount / APR / term - try it

*68.) Student Loan Repayment Calculator

enter college name / loan amount / loan term length / interest rate / loan start date - try it

69.) Car Affordability Calculator

enter monthly payment you can afford / down payment / cash rebate / trade-in value (if applicable) / loan term in months / annual interest rate / car sales tax - try it

70.) Basic Personal Loan Calculator

enter loan amount / interest rate / term - try it

71.) Early Repayment Loan Calculator

enter current loan balance / interest rate / current monthly payment / additional monthly payment - try it

72.) Basic Car Loan Calculator

enter car loan amount / interest rate / term - try it

73.) Car PCP Finance Calculator

enter car price / administration fee / cash deposit / part exchange value / dealer contribution / final payment (GMFV) / interest rate / loan term / monthly PCP loan payment - try it

74.) Logbook (Title) Loan Calculator

enter title loan amount / interest rate / term - try it

75.) Debt Payoff Calculator

enter outstanding balance / interest rate / current payment schedule (fixed payment, minimum payment) / proposed payment schedule (fixed amount, schedule period, and/or months) - try it

76.) Debt Snowball Payoff Calculator

enter all debt types / all interest rates / all balances / all minimum payments / all payoff strategies - try it

77.) Debt To Income Ratio Calculator

enter gross monthly income / partner's monthly income / alimony and child support / other income streams / monthly debt payments (rent or mortgage, property taxes, HOA dues or fees, home insurance, car loan, personal loan, student loan, minimum credit card(s) payment, alimony and or child support payment / other debts - try it

78.) Credit Card Payments Calculator

enter credit card balance / interest rate / payments per year / fixed payment amount / minimum payment percentage / annual interest rate or minimum payment - try it

79.) Credit Card Repayment Calculator

enter credit card balance / payment amount / interest rate / payments per year - try it

back to calculator comparison index

 


Credit.com


Next up is Credit.com. A big player for a long time providing consumers with tons tools, tips, and content. They have these 5 loan calculators to choose from. Our favorite is #83 on our list: DTI Calculator.

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Credit.com Loan Calculator Video Review - Initial Static Image

 

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80.) Basic Loan Calculator

enter the loan amount / loan term / interest - try it

81.) Basic Mortgage Calculator

enter the loan amount / loan term / interest - try it

82.) Auto Loan Calculator

enter credit rating / auto loan type / loan amount / state of residence - try it

*83.) Debt-To-Income Ratio Calculator

enter home status (rental or own) / annual income gross / monthly rent or mortgage payment / other monthly debt payments (auto loan, credit card minimum payments, student loans, alimony or child support, legal, other) - try it

84.) Credit Card Repayment Calculator

enter CC balance / APR / monthly payment - try it

 

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NCalculators.com


Next up is NCalculators.com and they have 24 different loan calculators to choose from. We wanted to include their calculators because you can select different currencies. We're featuring 7 of them here. Our favorite is #86 in our list Loan Amortization Calculator.

Tap Image for Video Review (Mobile and Desktop Experience)

NCalculators.com Loan Calculator Video Review - Initial Static Image

 

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85.) Personal Loan Affordability Calculator

enter EMI affordable amount / rate / term - try it

*86.) Loan Amortization Calculator

enter loan amount / rate / term years & months - try it

87.) Interest Only Loan Calculator

enter loan amount / rate / term length - try it

88.) Mortgage Refinance Calculator

enter before financing: loan amount / rate / term / number of payments made / after financing: new loan term / new interest rate - try it

89.) Biweekly Loan Calculator

enter before financing: loan amount / rate / term - try it

90.) Weekly Loan Calculator

enter loan amount / # of weeks / repay - try it

90.) Weekly Loan Calculator

enter loan amount / # of weeks / repay - try it

 

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AxisBank.com


Next up is AxisBank.com - cool slider style presentation and we've featured 4 of their loan calculators here. Or favorite is #94 on our list the Gold Loan Calculator.

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Axis Bank Loan Calculator Video Review - Initial Static Image

 

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91.) Education Loan Payments Calculator

slide loan amount / rate / term (tenure) / processing fee - try it

92.) Home Loan Eligibility Calculator

slide age / term (tenure) / net monthly income / other income (EMI) / ROI in percentage - try it

93.) Personal Loan Calculator

slide loan amount / rate / term (tenure) - try it

*94.) Gold Loan Calculator

select all gold items / select all item net weights in grams / caratage (carrots) / all gold item values - try it

 

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DinkyTown.com


Finishing up with DinkyTown.com - last but not least. Inputs by text or with sliders. Slick forms and results. Our favorite is #99 in our list How Much Do You Owe Calculator.

Tap Image for Video Review (Mobile and Desktop Experience)

Dinkytown.net Calculator Video Review - Initial Static Image

 

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95.) Balloon Loan Calculator

slide monthly payment / loan amount / rate / loan term (balloon period / amortization period - try it

96.) Debt Consolidation Loan Calculator

slide interest rate / term in months / upfront costs / savings rate / points / income tax rate / loan type / closing costs - try it

97.) Auto Loan Early Payoff Calculator

slide # of months remaining / loan term in months / auto loan amount / additional monthly payment / annual rate - try it

98.) Boat Loan Calculator

slide total purchase price / monthly payment / term in months / annual interest rate - try it

*99.) How Much Do You Owe Calculator

slide all credit cards / all vehicle loans / all other loans - try it

100.) Cost of Debt Calculator

slide all credit cards / all vehicle loans / all other loans - try it

 

Conclusion

There you have it. Our first 100 loan calculators. Special thanks to Randy Darling for creating the video reviews for each website. It's his first effort creating any content, so he was nervous about publishing the videos. If you can like any of his videos he would be thrilled.

If you are featured in our list and want any (or all) removed, please contact us and we will comply within 72 hours.

If you have a loan calculator on your website, and want it reviewed, please contact us and we will add yours to our coming Addendum list.

Stay well, and best of luck.

Sincerely,

Lance Somerest M.S.F


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About the Author:

Lance Somerset holds a degree from the University of Illinois. His expertise is in the field of personal finance, and is a fact checker for various online outlets in the United States. He was raised in Chicago, and now resides in Rancho Mirage, CA. Visit Lance on Quora if you would like to ask him a question.

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