Bad Credit Borrower Testimonials
"I was trying to get approved
for a loan so I could get my car fixed. I had really bad credit because
of some stupid mistakes I had made in the past. I was getting turned
down by everyone I applied with. I got desperate enough to get stuck
in the payday loan cycle and that made things even worse. I used one
of Lance's earlier websites using this same service and was approved
for a debt consolidation loan with a rate of 12%. It was a huge load
of my mind. Thanks and highly recommended!" -
Dennis Truitt in Lubbock TX
"Just a quick big thank you to
everyone at WFL! THANK YOU SO MUCH! I got approved with a credit score
below 600 and I had 2 offers emailed to be from lenders within 1 day
of applying." - Munroe Thoen in Birmingham Alabama
"We had a really bad year. I totalled
off my car in an accident and my husband was badly hurt. We don't have
any equity in our house to borrow off so we were desperate to look after
our medical bills and just make ends meet. Both my husband and I have
had credit due to our small business collapsing as well. Both of our
credit scores were below 500 and we thought we may end up on the street.
Thanks to the WFL service we got approved in two weeks for a loan for
$50,000. We had 4 offers in our email the same week we applied. We can't
thank you or recommend you enough for your helpful service". -
Angela Bowman in Las Vegas NV.
"I had a horrible credit score
and nobody would help me get a second chance with my finances. I just
wanted a small loam for $3000 to catch up on some bills I owed. I did
not want a payday loan because I wanted to a loan at a much lower rate.
All the companies I tried getting approved with turned me down but I
had three offers from lenders in the WFL pool. I was funded in three
days. I would recommend WFL to anyone who has had trouble getting approved!"
- Francis Tourney in Boise Idaho
"Just want to say quickly
that I got a loan for $25000 within a week and it paid off the rest
of my student loan and another personal loan I had taken out to pay
off all my credit card balances. I would use WFL again for sure."
- Krista Buckley in Sacramento CA
"A GREAT service! Thank
you!." - Gayle Williams in Detroit
"We were at our wits end
with debt troubles and couldn't get help from our credit unions or banks
in our area. My husband was sick with stress after he recently laid
off from his job. He felt like a failure and we were getting phone calls
from collection agencies. We got approved in 8-9 days and the rate was
totally reasonable at 14% considering how bad our credit scores were."
- Shawna Morelis in Miami
"I got a loan for $5000
when I really needed to pay off some payday loans and bills that all
ran up when I was unemployed for six months." -
Angelo Gomez in Albuquerque New Mexico
"I had bad credit from not
being able to pay for medical treatment that wasn't covered by my insurance
company and I found a private lender through WFL that approved a $25000
loan based on my long standing employment record."
- Bonnie Mickelson in Cleveland Ohio
"I was approved for $1000
to avoid eviction last year. I had a credit score of only 530 at the
time. THANK YOU!" - Randal Morris
in Billings Montana
"This was my last resort,
all utilities were going to be disconnected, barely had food in house.
Husband couldn't work anymore due to an unknown disability that all
doctors we saw couldn't figure out what was wrong (degeneration of spine
and unknown growth in brain). We needed to be able to get $10,000 so
we could move into a single story as my husband was bed ridden upstairs
(only leaves for doctors appointments). We have 2 children 20 yrs old
and 3 yrs old, my 20yr old son takes care of his sister because my husband
is incapable due to disability. I had nowhere else to turn. I was turned
down by numerous places online, and wouldn't do payday loans. At the
time we had no food and I wasn't going to get paid for another week,
phone and power were being shut off that week as well, plus rent was
due. We had pawned everything we could have and had nothing left. Using
the WFL service we manage to get approved for $10,000 with my income
and word record as the security. THANK YOU!!! Will recommend you to
everyone! - Annabelle Jackson in
Las Vegas NV
have hundreds of testimonials like these. We sincerely hope you will
try our free service and get approved for the financing you require.
When you do, please send us an email to let us know what your experience
how to submit your pre-app successfully
Credit Loan Application Form
can apply here using our Standard Loan App method if you don't want
to read about the usury laws in your State regarding APR, interest,
and fees. However we encourage you to use the Fast Loan App method.
Quick Tip For Thursday the 21st Jan 2021
"It's crucial to keep track of when your bills are due. It's the only way you can protect your credit score. Use a calender app on your phone (or a device). Use a gadget that alerts you whenever it's time to pay another bill, and then make sure to PAY the bill. This is how I got myself into financial hot water with a creditor. I wasn't tracking bill payment due dates and before I could spin around and say "oops" I was overdue and defaulting. This damaged my credit rating and I was on my way to bad times." - This money management tip was provided by Lance Somerset
Calculator For Estimation
lender's fee structure is different but this loan calculator will give
you the basic idea of what you will be looking at in regards to how
much you pay in interest, your monthly payment, and the total monies
paid back to the lender.